Commercial Business Manager

LJ Recruitment; City Of London; On-site; GBP 60,000 - 80,000; Full time

Job summary

A recruitment agency in Harrow is seeking an experienced Commercial Business Manager to assess and manage commercial lending opportunities. This role requires 3-5 years of experience in underwriting, a strong understanding of the UK regulatory environment, and the ability to maintain introducer relationships. The ideal candidate will need strong communication skills and proficiency in Microsoft Office. A salary of £70,000 per annum is offered.

Qualifications

• 3-5 years' experience in underwriting or assessing credit proposals.
• Strong knowledge of the UK regulatory framework and commercial lending environment.
• Establish introducer relationships across multiple sectors.

Responsibilities

• Originate Commercial Real Estate credit proposals and Development Finance proposals.
• Develop and maintain introducer networks with database management.
• Assess commercial lending proposals and provide recommendations.

Skills

Underwriting of credit proposals

Knowledge of UK regulatory framework

Established introducer relationships

Proficiency in Microsoft Office

Strong communication skills

Organised and detail-oriented

Job description

Overview

Commercial Business Manager — Location: Harrow
Salary: 70,000 per annum
Contract: Permanent

We are seeking an experienced Commercial Business Manager to join our growing team in Harrow. This is a key role within our origination function, responsible for generating, assessing, and managing commercial lending opportunities while building and maintaining strong introducer and client relationships.

Key Responsibilities

• Originate Commercial Real Estate credit proposals (up to 20m) and Development Finance proposals (up to 10m).
• Develop and maintain strong introducer networks including brokers, accountants, solicitors, and valuers, with accurate database management.
• Undertake initial assessment and processing of commercial lending proposals, providing clear recommendations to senior management.
• Liaise with internal credit teams for underwriting and present proposals to approval committees.
• Conduct site visits and prepare reports to minimise credit risk.
• Maintain an active pipeline of proposals, ensuring disbursement targets are achieved.
• Monitor market conditions to identify opportunities or risks, and make recommendations.
• Ensure credit decisions meet regulatory standards, Treating Customers Fairly (TCF) principles, and customer-first standards.
• Provide credit training to branch teams to ensure policy understanding.
• Work closely with solicitors, valuers, and credit administration to ensure smooth end-to-end processing of proposals.
• Present to risk and management committees on new or renewed products.

Requirements

• 3-5 years' experience in underwriting or assessing credit proposals.
• Strong knowledge of the UK regulatory framework and commercial lending environment.
• Established introducer relationships across multiple sectors.
• Proficiency in Microsoft Office.
• Strong communication skills with the ability to summarise complex arguments and balance risk with business needs.
• Highly organised, detail-oriented, and capable of working independently or within a team.