Business Analyst - Lending

NatWest Group; City of Edinburgh; Remote; GBP 45,000 - 60,000; Full time

Job summary

A leading bank in Scotland is seeking a Lending Business Analyst to work on developing lending propositions. The ideal candidate will have proven business analysis experience, strong communication skills, and a technical background. This role involves collaboration with cross-functional teams and driving project requirements, with a focus on quality assurance before product delivery. The position offers flexible, remote working arrangements.

Qualifications

• Proven experience as a business analyst or similar role in a software development environment.
• Technical background with an understanding of the banking regulatory environment.
• Very organised with a high attention to detail.

Responsibilities

• Work closely with Product Manager and teams to analyse requirements for the lending journey.
• Drive requirements gathering and project engagement with stakeholders.
• Focus on testing, quality assurance and governance before product is shipped.

Skills

Business analyst experience

Problem-solving mentality

Technical background

Stakeholder management

Strong communication skills

Tools

JIRA

Job description

Join us as a Lending Business Analyst

We’re looking for a Business Analyst to join our agile platform product team with a focus on developing our Lending propositions, creating products and services that our clients and customers love.

• Work closely with your Product Manager, Product Owners and other mission teams in a cross-collaborative manner to analyse requirements for all aspects of the lending journey, from originations through to servicing and collections.
• Drive requirements gathering and project engagement with internal and external stakeholders that feed into our Lending process
• Work with our tech colleagues to understand any technical constraints or impacts, as well as determining estimates for various features
• Assist Product Owners with breaking Epics into detailed user stories and feature specifications in JIRA for the teams to pick up and build (story, acceptance criteria and scenarios)
• Comprehensive collateral and documentation for both internal and external consumption

• Focus on testing, quality assurance and governance before product is shipped

The skills you'll need

• Proven experience as a business analyst, technical analyst, product owner, or similar role in a software development environment
• Passion for customers and a problem solving mentality, with proven ability to manage multiple dependencies across several external and internal teams
• Technical background with an understanding of the banking regulatory environment
• Very organised with a high attention to detail
• Strong stakeholder management, amazing communication, conflict management and interpersonal skills
• Experience with a definition of minimum marketable features and minimum viable products

Additionally it will be very beneficial to have :

• Experience in traditional Lending products such as Personal Loans, Overdraft, Credit Cards or Mortgages
• Experience in Point of Sale Lending products such as Buy Now Pay Later, Revolving Credit or similar
• Overall understanding of technologies across core banking, credit decisioning, collections & recoveries, regulatory reporting and API development

Hours: 35

Job Posting Closing Date: 14/11/2025

Ways of Working: Remote First