Business Analyst - Cards and Payments

Expleo; Luton; On-site; GBP 40,000 - 80,000; Full time

Job summary

An established industry player is seeking a Senior Business Analyst with expertise in the Cards and Payments domain. This role involves analyzing payment systems, ensuring accuracy in transaction processes, and leveraging advanced analytical skills to drive operational improvements. The ideal candidate will possess a strong understanding of card payment processes and experience in managing interfaces for seamless payment processing. Join a collaborative environment that empowers technology professionals to expand their skills and contribute to inspiring projects. This is a fantastic opportunity to make a significant impact in a dynamic and fast-paced setting.

Benefits

Collaborative working environment

Access to Expleo Academy for training

Competitive company benefits

Inspiring projects

Qualifications

• Deep understanding of card payment processes and transaction lifecycle.
• Strong stakeholder management and analytical skills are essential.

Responsibilities

• Analyse payment systems to ensure accuracy and efficiency.
• Conduct detailed payments analysis for strategic decision-making.

Skills

Card payment processes

Stakeholder management

Analytical thinking

Problem investigation

Advanced MS Excel

Agile SDLC

Waterfall SDLC

Process modelling

Education

Bachelor's degree in Business, Finance, Accounting, Computer Science, Information Systems

BCS Business Analysis International Diploma

Tools

MS Excel

MS PowerPoint

MS Visio

MS Word

Job description

Overview

We are seeking a talented Senior Business Analyst with experience in the Cards and Payments domain to join our growing practice at Expleo. The successful candidate must have a deep understanding of card payment processes, including transaction lifecycle, authorisation, clearing, and settlement. They must also hold core delivery and consulting skills.

Responsibilities

• Analyse and map the flow of funds within payment systems to ensure accuracy and efficiency.
• Utilise accounting principles to support financial reconciliation and reporting.
• Conduct detailed payments analysis to support strategic decision-making and operational improvements.
• Conduct thorough system and business analysis to identify requirements, design solutions, and ensure successful implementation.
• Leverage experience with payment methods (Pay by Link, Digital Wallets, and Open Banking) to enhance product offerings.
• Understand and manage setup of interfaces with Bacs for seamless payment processing, including Direct Debit and Direct Credit transactions.
• Demonstrate resilience and adaptability in a fast-paced, ever-changing environment.
• Mentor and share knowledge with clients and other team members to foster a collaborative and learning-focused culture.
• Exhibit strong drive and initiative to achieve business goals and deliver high-quality results.

Qualifications

• Bachelor's degree in Business, Finance, Accounting, Computer Science, Information Systems or a related field.
• BCS Business Analysis International Diploma (or equivalent)

Essential Skills

• Deep understanding of card payment processes, including transaction lifecycle, authorisation, clearing, and settlement.
• Understanding of setting up and managing interfaces with Bacs for seamless payment processing.
• Clear analytical thinking, strong stakeholder management skills, and demonstrable experience of delivering change using technology and soft skills.
• Problem investigation and operational excellence.
• Advanced MS Excel ability and working knowledge of MS PowerPoint, MS Visio (or similar process modelling tool), and MS Word.
• Self-management, the ability to plan and organise your work to align with the client’s plan or milestone dates, by setting quantified goals and working to defined standards.
• Eliciting and managing requirements.
• Process modelling.
• High-level accounting and data modelling.
• Agile and waterfall SDLC frameworks, roles, responsibilities, and ceremonies.
• Commercial and regulatory awareness.

Experience

• Proven experience as a Business Analyst in Cards and Payments projects & Platform Implementations.
• Accounting experience an advantage.
• IT consulting experience an advantage.

What Do I Need Before I Apply

• To be flexible to travel to, and work at, client sites located in northern Buckinghamshire.

Benefits

• Collaborative working environment – we stand shoulder to shoulder with our clients and our peers through good times and challenges.
• We empower all passionate technology-loving professionals by allowing them to expand their skills and take part in inspiring projects.
• Expleo Academy - enables you to acquire and develop the right skills by delivering a suite of accredited training courses.
• Competitive company benefits.
• Always working as one team, our people are not afraid to think big and challenge the status quo.

Inclusivity Commitment

• As a Disability Confident Committed Employer we have committed to:
  • Ensure our recruitment process is inclusive and accessible.
  • Communicating and promoting vacancies.
  • Offering an interview to disabled people who meet the minimum criteria for the job.
  • Anticipating and providing reasonable adjustments as required.
  • Supporting any existing employee who acquires a disability or long-term health condition, enabling them to stay in work.

“We are an equal opportunities employer and welcome applications from all suitably qualified persons regardless of their race, sex, disability, religion/belief, sexual orientation, or age.”

We treat everyone fairly and equitably across the organisation, including providing any additional support and adjustments needed for everyone to thrive.