Bridging Underwriter

KPMG International Cooperative; Remote; GBP 40,000 - 70,000; Full time

Job summary

A leading international cooperative based in the UK is seeking an experienced bridging underwriter to manage the full lending process. The role involves assessing complex loan applications, preparing credit proposals, and collaborating with various stakeholders. Candidates must have a successful track record in structured lending, strong risk assessment skills, and excellent stakeholder management abilities. This position offers a supportive environment with remote work options and opportunities for professional development.

Benefits

Opportunities for professional development

Supportive environment

Flexible working arrangements

Qualifications

• Proven track record within bridging underwriting and structured lending.
• Strong understanding of risk assessment in property-based lending.
• Ability to thrive in a fast-paced, collaborative team environment.

Responsibilities

• Manage the full lending process from application to drawdown.
• Assess bridging loan applications and analyse creditworthiness.
• Liaise with brokers, solicitors, valuers, and other stakeholders.

Skills

Bridging underwriter experience

Property-based lending knowledge

Stakeholder management

Analytical mindset

Problem-solving mentality

Job description

business development on wider business strategy and process improvement initiatives.

Key Responsibilities

• Managing the full lending process from application to drawdown
• Managing introductions from a variety of channels
• Assessing bridging loan applications and analysing creditworthiness of complex cases with values from £20m
• Preparing detailed credit proposals for Credit Committee
• Reviewing valuation reports and due diligence documentation
• Drafting offer documents and ensuring conditions are satisfied pre-completion
• Liaising with brokers, solicitors, valuers, surveyors, other lenders and internal teams to progress cases
• Maintaining accurate CRM records and producing reports when required
• Managing expectations professionally and providing updates to all stakeholders
• Supporting continuous improvement across underwriting processes and playing a key role in process improvement initiatives

What You’ll Bring

• Proven track record within bridging underwriter and structured lending
• Deep knowledge of structuring deals
• Mandate holder (Pref £5m+)
• Strong understanding of property-based lending, B2 B underwriting and risk assessment
• Excellent communication and stakeholder management, experience working with C level
• Ability to manage a busy caseload while maintaining accuracy and attention to detail
• Analytical mindset with the confidence to make informed decisions
• A proactive, problem‑solving mentality and a commitment to great customer outcomes
• Ability to thrive in a fast‑paced, collaborative team environment
• Experience leading or mentoring junior members of the team

Why Join? You’ll join a people‑focused lender with a strong culture, modern working approach, and commitment to employee wellbeing. Expect a supportive environment, opportunities to develop, and the chance to play a significant role in the continued growth of the underwriting function and wider business. You will be trusted to execute the highest profile, flagship cases that the company will be engaged with and will be working closely with senior management and executive team.

This role will be based in the South of England but can be fully remote, occasional travel and meet ups (1 x per month).

You must have the full right to work in the UK.

Northreach is an equal opportunity employer and we do not discriminate against any employee or applicant for employment based on race, colour, religion, sex, national origin, disability, or age. We are committed to promoting diversity, equity, and inclusion in the workplace and hiring practices, therefore only partner with business that promote DEI. We strive to create a welcoming and inclusive environment for all employees.