Bridging Finance Underwriter

Clear IT Recruitment; Watford; On-site; GBP 40,000 - 60,000; Full time

Job summary

A leading specialist property finance provider is seeking an experienced Bridging Underwriter to manage loan cases from application to completion in Watford, UK. The ideal candidate will have proven experience in underwriting, a strong understanding of FCA regulations, and excellent communication skills. This role offers competitive compensation along with professional development opportunities.

Benefits

Professional development

Competitive salary

Long-term career prospects

Qualifications

• Proven experience in bridging and/or development finance underwriting.
• Strong understanding of FCA regulations and responsible lending principles.
• Ability to manage multiple cases simultaneously under pressure.

Responsibilities

• Underwrite and manage bridging loan applications from inception to completion.
• Conduct thorough due diligence and assess risk effectively.
• Liaise with brokers, solicitors, valuers, and internal departments.

Skills

Bridging finance underwriting

FCA regulations knowledge

Communication skills

Organizational skills

Microsoft Office proficiency

Education

CeMAP qualification

Job description

My client is a leading specialist property finance provider seeking an experienced Bridging Underwriter to manage cases from initial application through to completion. This is an excellent opportunity to join a well-established lender with a strong reputation in the bridging and development finance market.

Overview of Role

The successful candidate will be responsible for underwriting and managing a pipeline of bridging loan cases, ensuring all applications meet lending criteria and regulatory standards. You will take full ownership of each case, from initial review to drawdown, working closely with internal teams, brokers, and solicitors to deliver a smooth and compliant lending process.

Key Responsibilities

• Underwrite and manage bridging loan applications from inception to completion
• Ensure all cases adhere to company lending criteria and underwriting guidelines
• Conduct thorough due diligence and assess risk effectively
• Liaise with brokers, solicitors, valuers, and internal departments to progress cases efficiently
• Instruct solicitors and issue relevant documentation once offers are made
• Maintain accurate and detailed case records throughout the process
• Manage pipeline effectively, prioritising workloads to meet deadlinesSupport colleagues across the underwriting team where required
• Act in line with Treating Customers Fairly (TCF) principles and responsible lending standards

Requirements

• Proven experience in bridging and/or development finance underwriting
• Strong understanding of FCA regulations and responsible lending principles
• Excellent communication and interpersonal skills
• Highly organised with exceptional attention to detail
• Ability to work under pressure and manage multiple cases simultaneously
• Proficient in Microsoft Office (Word, Excel, Outlook, PowerPoint)
• CeMAP qualification desirable but not essential

Personal Attributes

• Resilient, proactive, and adaptable in a fast-paced environment
• Confident and articulate communicator
• Strong team player with a professional and collaborative approach
• Committed to accuracy, compliance, and excellent customer service

Benefits & Opportunities

This is a great opportunity to join a respected and growing lender offering long-term career prospects, professional development, and a competitive salary and benefits package.

Should you have any questions or wish to apply please do not hesitate to contact Clear IT Recruitment Limited.

Please Note: Due to the number of applications we receive we may be unable to respond to every application directly. If you have not heard from us within 3 working days please assume your application has been unsuccessful