Bridging Finance Underwriter

Expert Lending LTD; London; On-site; GBP 80,000 - 120,000; Full time

Job summary

An established industry player is seeking an ambitious Underwriter to join their dynamic team in London. This role offers a unique opportunity to shape risk strategies and drive growth in the bridging finance sector. As a key member, you will assess lending applications, ensuring they meet rigorous criteria while maintaining high service levels. Your expertise will be crucial in navigating complex financial landscapes and mentoring junior staff. Join a fast-growing company where your contributions will significantly impact the future of lending. If you thrive in a challenging environment and are passionate about finance, this is the perfect opportunity for you.

Qualifications

• 3+ years experience in underwriting bridging finance.
• Strong understanding of property-backed lending and risk management.

Responsibilities

• Evaluate and underwrite bridging loan applications efficiently.
• Conduct due diligence and ensure compliance with internal policies.

Skills

Bridging Finance Underwriting

Risk Assessment

Credit Analysis

Analytical Skills

Communication Skills

Time Management

Education

Relevant Finance Qualification

Tools

DocuSign

CRM Platforms

Job description

Schedule: Monday to Friday, 40–45 hours per week

Employment Type: Full-time

This role is ideal for an ambitious and motivated underwriter who is looking for an exciting challenge and wants to be part of a new, fast-growing company. As a key member of the team, you’ll play a crucial role in shaping our risk strategy and helping Expert Lending establish itself as a leader in the bridging finance sector.

Role Overview

As an Underwriter, you will be responsible for evaluating and making lending decisions on bridging applications. You will assess risk, review security, and ensure compliance with internal policies while maintaining speed and efficiency in the decision-making process.

You will work closely with brokers, solicitors, surveyors, and the internal team to facilitate seamless loan completion and help drive Expert Lending’s growth.

Key Responsibilities

·Assess and underwrite bridging loan applications, ensuring they meet lending criteria and risk appetite.

·Analyse borrower financials, property valuations, security, and exit strategies to ensure sound lending decisions.

·Conduct due diligence, including credit reports, financial assessments, background checks, and legal documentation reviews.

·Stay up to date with any legislation changes within the bridging finance sector.

·Effectively manage expectations of brokers, intermediaries, and borrowers, ensuring high service levels.

·Support senior management in improving underwriting processes.

·Write and improve on internal policies.

·Mentor and support junior underwriters and case managers when the teams are established.

Key Requirements

·At least 3 years’ experience underwriting bridging finance.

·Strong understanding of property-backed lending, risk assessment, and credit analysis.

·Working knowledge of UK bridging lending procedures and risk management principles.

·Excellent analytical skills, with attention to detail and the ability to assess complex cases efficiently.

·Strong communication and management skills, with experience dealing with brokers and clients.

·Ability to work under pressure, prioritising workloads to meet tight deadlines.

·Skilled in using computer software packages including DocuSign and CRM platforms.

·Must have a positive can-do attitude.

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and Sales

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