BizOps Associate

Capital on Tap; Greater London; Hybrid; GBP 50,000 - 65,000; Full time

Job summary

A growing fintech company in London is seeking a Business Operations specialist focusing on E-Money safeguarding. The successful candidate will support preparations for new compliance regulations, manage audit relationships, and drive project execution. Candidates should have proven experience in financial regulatory functions and be adept at leveraging technology to optimize operations. This hybrid role involves 3 days a week in the London office and offers an engaging team environment alongside attractive benefits.

Benefits

Private Healthcare including dental and opticians

Worldwide travel insurance

Anniversary Rewards

Salary Sacrifice Pension Scheme

Octopus EV Salary Sacrifice Scheme

28 days holiday plus bank holidays

Annual Learning and Wellbeing Budget

Enhanced Parental Leave

Cycle to Work Scheme

Season Ticket Loan

6 free therapy sessions per year

Dog Friendly Offices

Free drinks and snacks in offices

Qualifications

• Proven experience in E-Money Safeguarding or CASS Treasury function.
• Strong understanding of upcoming CASS 15 requirements.
• Proficient in building automated solutions to optimize processes.

Responsibilities

• Support business in preparing for the new Safeguarding Regime.
• Drive project ideation and execution for compliance challenges.
• Manage audit relationships and facilitate statutory reporting.
• Implement new controls for record-keeping and reconciliation.

Skills

Financial Regulatory Expertise

Understanding of Banking Products

Automation Enthusiast

Resourceful

Tech Savvy

Tools

Excel

Google Sheets

Snowflake

Looker

Power BI

Job description

We’re Capital on Tap 👋 Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today, we provide an all‑in‑one business credit card & spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200,000 businesses across the world and our goal is to help 1 million small businesses by 2030.

Why Join Us? We empower you to be innovative and solve complex problems. Take ownership, make an impact, and thrive in our scaling and agile environment.

This is a Hybrid role with 3 days a week in our London (Moorgate) Office.

The Role

Business Operations sit at the heart of the major projects within Capital on Tap. We don’t just keep the lights on; we drive operational excellence with regulatory compliance at the forefront. We are looking for a specialist to become the system and process expert for E‑Money safeguarding as we prepare for major regulatory changes.

What You’ll Be Doing

Your first major project will be supporting the business in preparing for the new Safeguarding Regime. You will act as the central point of contact across Compliance, Finance, and Business teams to ensure our documentation, processes, and controls meet the new standards.

Lead the Safeguarding Transition

You will drive project ideation, delivery, and execution for the company’s biggest compliance challenges, ensuring a smooth transition to the new CASS 15 rules.

Design the “Resolution Pack”

You will work with technical teams to ensure all mandatory documentation and data can be generated accurately within the strict 48‑hour regulatory timeline.

Own the Audit

You will manage the relationship with auditors and key internal stakeholders to prepare for the statutory annual safeguarding audit and monthly regulatory reporting.

Build the Controls

You will support the implementation of new controls for record‑keeping, reconciliation, and fund identification.

Drive Strategic Readiness

You’ll get stuck into strategic projects powering regulatory readiness, such as enhancing third‑party due diligence frameworks or developing new reconciliation processes.

Be the Expert

You will serve as the subject matter expert for E‑Money safeguarding, ensuring our customer funds protection framework adheres fully to the FCA’s new regime.

Qualifications

Financial Regulatory Expertise

Proven experience working in an E‑Money Safeguarding or CASS Treasury function is required.

Understanding of Products

You have experience with various banking products and a strong understanding of the upcoming CASS 15 requirements.

Automation Enthusiast

You are comfortable diving into manual tasks to build a deep understanding, then leveraging that knowledge to develop solutions using AI and automation to eliminate operational friction.

Resourceful

You are action‑oriented, quick to grasp new concepts, and adept at figuring things out on the fly.

Tech Savvy

You are proficient in Excel/Google Sheets. Experience with Snowflake, Looker, or Power BI is a plus.

Diversity & Inclusion

We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

Great Work Deserves Great Perks

We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure.

• 🏥 Private Healthcare including dental and opticians services through Vitality
• ✈️ Worldwide travel insurance through Vitality
• 🎁 Anniversary Rewards (£250, £500, £750, 4‑week fully paid sabbatical)
• 👛 Salary Sacrifice Pension Scheme up to 7% match
• 🚘 Octopus EV Salary Sacrifice Scheme
• 🏖️ 28 days holiday (plus bank holidays)
• 📖 Annual Learning and Wellbeing Budget
• 👪 Enhanced Parental Leave
• 🚲 Cycle to Work Scheme
• 🚂 Season Ticket Loan
• 💬 6 free therapy sessions per year
• 🐶 Dog Friendly Offices
• 🍫 Free drinks and snacks in our offices

Excited to work here? Apply!

If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days).