Banking & Payments Specialist

Môrwell Talent Solutions Ltd; Wales; On-site; GBP 29,000 - 35,000; Full time

Job summary

A well-known Financial Services organisation in Cardiff Bay is seeking an experienced Banking & Payments Specialist. This key position involves managing bank payments, maintaining banking relationships, and ensuring compliance with policies. Successful candidates will have prior banking experience, strong attention to detail, and excellent communication skills. This is a fully office-based role with a supportive finance team and offers competitive salary and benefits.

Benefits

On-site parking

20 days of holidays plus bank holidays

5% employer pension contributions

Qualifications

• Prior experience in a banking or payments role.
• Strong understanding of domestic and international payment processes.
• Excellent attention to detail and ability to work to deadlines.
• Confident communicator with relationship-building skills.
• Experience in using banking platforms and payment processing systems.

Responsibilities

• Process and authorise bank payments accurately.
• Manage and maintain company bank accounts.
• Monitor and reconcile all bank transactions.
• Ensure compliance with company policies and regulations.

Skills

Banking or payments experience

Understanding of payment processes

Attention to detail

Communication skills

Experience with banking platforms

Microsoft Excel proficiency

Tools

Banking platforms

Payment processing systems

Job description

Overview

Location: Cardiff Bay
Salary: Up to £35,000 DOE

Môrwell Talent Solutions is delighted to be recruiting on behalf of a well-known Financial Services organisation in Cardiff Bay in their search for an experienced Banking & Payments Specialist to join their finance team.

This is a key position responsible for managing all aspects of banking and payment processes within the business. The role plays a crucial part in ensuring the smooth execution of bank payments, maintaining strong banking relationships, and overseeing daily financial transactions.

You ll join a supportive, collaborative finance function where accuracy, reliability, and teamwork are at the heart of everything they do.

Responsibilities

Bank Payments & Transfers

• Process and authorise bank payments accurately and in line with set timelines.
• Coordinate daily fund movements across multiple bank accounts.
• Ensure all payments comply with internal approval processes and controls.

Banking Operations

• Manage and maintain company bank accounts across various entities.
• Liaise with banks regarding transaction queries, account maintenance, and operational matters.
• Support the setup of new banking arrangements and account structures as required.

Reconciliation & Reporting

• Monitor and reconcile all bank transactions to ensure completeness and accuracy.
• Prepare cash flow summaries and short-term payment forecasts.
• Provide reports on banking activity and payment performance to senior management.

Compliance & Risk Management

• Ensure all banking activities comply with company policies, procedures, and regulatory standards.
• Work closely with internal teams to strengthen payment security and support fraud prevention measures.

Skills and Experience

• Prior experience in a banking or payments role, ideally within a financial services or corporate environment.
• Strong understanding of domestic and international payment processes.
• Excellent attention to detail and the ability to work effectively to deadlines.
• Confident communicator, able to build and maintain professional relationships with banks and internal stakeholders.
• Experienced in using banking platforms and payment processing systems.
• Proficiency in Microsoft Excel (basic to intermediate level) is advantageous.

Why Join?

• Hours: Monday to Friday, 9:00am 5:00pm (1-hour lunch)
• Working Pattern: Fully office-based
• Parking: On-site parking available
• Holidays: 20 days + Bank Holidays + Christmas shutdown (no holiday allowance used)
• Pension: 5% employer / 3% employee contribution via Smart Pension

This is a fantastic opportunity to take ownership of banking operations within a highly respected financial services business. You ll work in a stable, professional, and supportive environment where accuracy and integrity are valued, and your contribution will make a genuine difference to the success of the finance function.

If this sounds like the right opportunity for you, please get in touch with Môrwell Talent Solutions today!