BANKING Credit Analyst with Mandarin-FTC

ABL; City Of London; On-site; GBP 60,000 - 80,000; Full time

Job summary

A leading global financial institution is seeking a Banking Credit Analyst with Mandarin for a full-time position in the City of London. This role involves providing comprehensive credit analysis and support within the Corporate Banking sector, requiring strong analytical skills and experience working with corporate clients. The ideal candidate should have 1-2 years in a similar role, be degree-educated, and possess excellent Mandarin and English proficiency. Opportunities for career advancement are available for the right individual.

Qualifications

• 1-2 years' experience in credit analysis within a banking environment.
• Strong financial analysis skills, including statement interpretation.
• Experience with large corporate clients is preferred.

Responsibilities

• Provide credit analysis and support to Banking and Financial teams.
• Prepare credit applications and reports for client reviews.
• Monitor credit exposure and ensure compliance with regulations.

Skills

Fluent Mandarin

Financial analysis

Attention to detail

Strong organisational skills

Education

Degree-level education

Formal credit or accounting qualifications

Job description

Excellent opportunity for anyone with fluent MANDARIN and CORPORATE BANKING background who is looking for their next step in the financial services sector. This organisation is a global player, and the Credit Risk team is growing and looking for someone who will support this growth. You will need to have relevant Credit risk experience and have worked with corporate clients and have the ability to produce risk analysis reports in both Mandarin Chinese and English. There are excellent career opportunities for the right person.

Job Title

BANKING Credit Analyst with Mandarin-FTC

Location

City of London

Work style

100% office based

Sector

Banking and financial services

Languages

Fluent Mandarin and English

Salary

(phone number removed)

Company details

Global bank with significant Chinese clients and interests.

Key Responsibilities

• Provide comprehensive credit analysis and administrative support to Corporate Banking and Financial Institutions teams.
• Prepare high-quality credit applications, credit ratings, and reports for both new transactions and annual client reviews.
• Produce analysis and recommendations on a portfolio of corporate clients, occasionally in dual-language format (English and Mandarin) for different internal stakeholders.
• Monitor credit exposure, covenant compliance, and market or counterparty-related risks; recommend timely actions where required.
• Assist with post-drawdown monitoring, including loan facilities, waivers, compliance, and legal checks.
• Maintain accurate credit risk management procedures and support adherence to internal policies and regulatory requirements.
• Ensure timely reporting of any material excesses or limit breaches.
• Stay up to date with UK and international credit market trends.

Skills & Experience

• 1-2 years' experience preparing and presenting credit analysis in a Commercial, Corporate, or Investment Banking environment.
• Strong financial analysis skills, including financial statement interpretation, sector research, and financial modelling.
• Understanding of key banking products such as overdrafts, syndicated loans, term loans, trade finance, guarantees, and cash management.
• Excellent attention to detail, strong organisational skills, and ability to work under pressure.
• Degree-level education; formal credit or accounting qualifications advantageous.
• Experience working with large corporate clients preferred.
• Fluent English required; Mandarin language skills are a strong advantage.
• Ideally more than 3 years of relevant experience.