Backend Engineer II

Monzo; Cardiff, Greater London; On-site; GBP 70,000 - 100,000; Full time

Benefits offered by this job

Relocation to the UK

Visa sponsorship

Distributed working within the UK

Job summary

Monzo is seeking Backend Engineers to join cross-functional squads that design and build our in-house banking platform. You’ll work with product managers, designers, and data analysts to deliver reliable backend services and scalable systems.

No strict degree requirements; strong backend experience and a product-minded approach are valued. The role supports relocation to the UK and distributed work within the UK, with a London presence optional.

Qualifications

• Strong experience building backend for technology products.
• Product-minded with focus on customer outcomes and data-informed decisions.
• Comfort with ambiguity and collaboration in cross-functional squads.
• Interest in distributed systems and resilient software architecture.
• Experience with statically-typed languages (Go, Java, C, Scala, etc.) advantageous.

Responsibilities

• Collaborate with your squad to build and support Monzo backend components.
• Contribute to designing and implementing scalable services across platforms.
• Work across disciplines to ensure customer-focused outcomes and reliable systems.
• Participate in the interview process and onboarding to ramp up quickly.

Skills

Backend experience

Product mindset

Distributed systems

Strongly-typed languages

Tools

Go

AWS

GCP

React

Job description

We have around 400 engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company.

These range from the products our customers use everyday to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities.

This role is all about collaborating with your team to make a difference to your customers. As a backend engineer you’ll work in a squad alongside other disciplines like product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more!

Together you'll build and support a particular part of Monzo. Our squads belong to our wider collectives (a word we use to describe self-governing business units of ~100 people). They are: Core Banking, Business Banking, Wealth, Borrowing, Growth, Payments, Platform, Fincrime, Security & Expansion. All of our collectives are doing innovative work, many of which have machine learning and AI at the forefront- from fighting financial crime to building smarter financial tools - and you may have the opportunity to join a collective that gives you direct exposure to this exciting space.

They’re all looking for additional Backend Engineers right now, we do a standard interview process across all our collectives and at the end we will find the best match for you based on your skills, experience, preferences and aligning with the business need!

Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we’d love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles.

You should apply if:

• you have strong experience working on the backend of a technology product
• you want to be involved in building a product that you (and the people you know) use every day
• you have a product mindset: you care about customer outcomes and you want to make data-informed decisions
• you’re comfortable working in a team that deals with ambiguity
• you’re interested in distributed systems and writing resilient software
• you have some experience with strongly-typed languages (Go, Java, C, Scala etc.).
• you think you’d enjoy the kind of work we’re doing

We're on the look out for L30+ Engineers at the moment, you can read more in our Engineering Progression Framework you will be interviewed across the whole framework, so if you're not sure what level you're aiming for chat to your recruiter!

What you’ll be working on:

We hire very technically agnostic so whilst we use the below technologies we do not expect prior knowledge, you will be fully supported in our organised onboarding to get up to speed in the below:

• Go to write our application code (there’s an excellent interactive Go tutorial here )
• AWS for most of our production infrastructure and GCP for most of our data infrastructure
• React for our public web apps and internal tools
• We also have physical datacenters with actual cables to connect to various third parties

The Interview Process:

Our interview process involves three main stages:

• Initial Call
• Take home task or pair coding exercise
• Final interview: including a system design and a behavioural interview

Our average process takes around 4 weeks but we will always work around your availability.

One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see here .

What’s in it for you:

• We can help you relocate to the UK
• We can sponsor visas.
• This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London).
• We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.
• Learning budget of £1,000 a year for books, training courses and conferences
• And much more, see our full list of benefits here

We're usually always hiring for Backend Engineers, so there's no closing date for this job.