Associate Legal Counsel

AXA; Greater London; On-site; GBP 90,000 - 120,000; Full time

Benefits offered by this job

Flexible Working Arrangements

Inclusion and diversity

Diversity Best Practices Index

UK Women in Finance Charter

Business Resource Groups

Job summary

AXA XL in London is seeking an Associate Legal Counsel to join a busy insurance and reinsurance team, providing legal and regulatory support across UK & Lloyd’s and with global colleagues. You will draft and negotiate agreements, advise on regulatory requirements, and help shape governance and product oversight.

Reporting to the Head of Legal – Delegated and Distribution (UK & Lloyd’s), you will collaborate with stakeholders across the business, develop expertise in facilities and algorithmic

Qualifications

• UK law degree and qualified solicitor or equivalent.
• Post-qualification experience in a relevant insurance field.
• Excellent written and collaborative communication.
• Able to communicate with internal and external stakeholders.
• Ability to work in an international, multicultural financial services environment.
• Independent yet collaborative with energy and initiative.
• Able to prioritize conflicting needs and progress matters expeditiously.
• Proactive problem-solving and good decision-making.

Responsibilities

• Partner with underwriters and teams to deliver clear legal advice.
• Advise on delegated underwriting and regulatory requirements across markets.
• Draft, review, negotiate commercial and insurance agreements (TOBAs, NDAs, endorsements).
• Develop specialist legal expertise in facilities and algorithmic underwriting.
• Support product governance and conduct matters (Consumer Duty, Product Oversight, fair value).
• Support outsourcing and service company arrangements.
• Lead cross-functional projects, templates, training, and improvement initiatives.
• Use AI and legal technologies to improve efficiency.
• Represent Legal on internal committees.
• Collaborate with UK and international colleagues.
• Monitor legal/regulatory developments and translate to guidance.

Skills

UK legal qualifications

Post-qualification experience

Written communication

Stakeholder communication

International environment

Independent & team player

Prioritization & execution

Problem solving

Job description

Associate Legal Counsel

London, UK

As Associate Legal Counsel you will be a member of a busy broad based legal insurance / reinsurance team providing general legal and regulatory assistance but with specific duties as set out below. You will support the UK & Lloyd’s business with involvement with Global colleagues. You will be operating in an exciting and dynamic environment with opportunities to learn about and support the business, working collaboratively with the established legal team as well as various stakeholders across the business, both in the UK and overseas.

What you’ll be doing

What will your essential responsibilities include?

• Partner with underwriters and teams across delegated authority, distribution, claims, wordings, compliance, conduct and operations to deliver clear, practical legal advice.
• Advise on delegated underwriting and claims arrangements, distribution models and related regulatory requirements across Company and Lloyd’s markets.
• Draft, review and negotiate commercial and insurance agreements, including binding authorities, claims administration agreements, broker agreements, TOBAs, service agreements, NDAs and endorsements.
• Develop specialist legal expertise in facilities, algorithmic underwriting and other innovative distribution models—a cutting-edge and growing area for the UK business - supporting on complex structures, governance, contractual arrangements and regulatory risk.
• Support product governance and conduct matters, including Consumer Duty, Product Oversight and fair value.
• Support with outsourcing and service company arrangements.
• Lead and contribute to cross-functional projects, legal templates, training and continuous improvement initiatives.
• Use AI and other legal technologies responsibly to improve efficiency, insight and the delivery of legal services.
• Represent Legal on internal committees.
• Collaborate with colleagues in the UK and internationally, building broad exposure to the business.
• Monitor legal, regulatory and market developments, translating change into pragmatic guidance and opportunities for the business.

You will report to Head of Legal – Delegated and Distribution (UK & Lloyd’s).

What you’ll bring

We’re looking for someone who has these abilities and skills:

Required Skills and Abilities:

• UK legal qualifications essential – Law degree and qualified Solicitor or similar;
• Proven post qualification legal work experience in a relevant field, insurance focus prefereable;
• Excellent written and collaborative communication;
• Able to communicate effectively with internal and external stakeholders;
• Ability to work in an international, multicultural environment within financial services;
• An ability to work independently and on own initiative whilst being part of a wider team, bringing energy and enthusiasm to collaborative working;
• Ability to prioritize conflicting needs and progress matters expeditiously, proactively and follow through on projects to successful completion;
• A proactive approach to problem-solving with good decision-making capability.

What we offer

Inclusion

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It’s about helping one another — and our business — to move forward and succeed.

• Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
• Robust support for Flexible Working Arrangements
• Enhanced family-friendly leave benefits
• Named to the Diversity Best Practices Index
• Signatory to the UK Women in Finance Charter

Learn more at axaxl.com/about-us/inclusion-and-diversity. AXA XL is an Equal Opportunity Employer.

Total Rewards

AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do.

We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.

Sustainability

At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called Roots of resilience, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.

Our Pillars:

• Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future. We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.
• Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.
• Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.
• AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s Hearts in Action programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving.

Who we are

AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it.

How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty.

With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.

Learn more at axaxl.com

Want to know more?

For more information, please see axaxl.com/sustainability.