Associate Financial Planner

Capio Recruitment Financial Planning; Manchester; On-site; GBP 40,000 - 45,000; Full time

Job summary

Capio Recruitment Financial Planning is seeking a Financial Planning Associate to support advisers across UK offices, providing a clear path from paraplanning to client-facing advice.

You will attend client meetings, contribute to cashflow forecasts with Voyant and CashCalc, and help prepare suitable recommendations and review reports. This role combines technical paraplanning with exposure to the client journey, developing confidence in presenting strategies and improving financial outcomes.

Qualifications

• Level 4 Diploma in Financial Planning (CII or CISI preferred).
• Strong knowledge of pensions and investment products.
• Paraplanning experience with suitability/report writing.
• Practical cashflow planning experience; able to discuss recommendations with Adviser or client.

Responsibilities

• Attend client meetings with Advisers, building confidence and exposure to client-facing planning.
• Produce and explain cashflow forecasts using Voyant and CashCalc.
• Analyse clients' circumstances and contribute planning strategies, developing advisory judgement.
• Prepare accurate, compliant suitability and client review reports while retaining paraplanning foundations.
• Take ownership of adviser and client requirements from meeting preparation through to implementation.
• Analyse pensions, investments, portfolios and client situations to identify opportunities.

Skills

Paraplanning experience

Client communication

Analytical thinking

Education

Level 4 Diploma in Financial Planning

Tools

Voyant

CashCalc

Job description

Job Title: Financial Planning Associate

Location: Fareham / East Midlands / Manchester / London

Salary: £40,000 - £45,000

About the Company

An established wealth management and financial planning business is expanding its Financial Planning Associate team across several UK offices. The firm provides holistic financial planning and investment support to private clients, with Associates working closely alongside experienced Wealth Planners and senior office leaders.

Role Summary

This is a strong progression opportunity for a technically capable Paraplanner who wants to become more involved in the client relationship and advice process.

Rather than remaining purely report-focused, you'll work closely with an Adviser, attend client meetings and reviews, contribute your views on appropriate planning strategies and help present cashflow forecasts to clients.

The role combines the technical foundations of paraplanning with greater exposure to clients, creating a natural next step for someone looking to develop towards a more advice-led position.

Key Responsibilities

• Client Meetings & Reviews: Attend meetings alongside experienced Advisers, building your confidence and exposure to client-facing financial planning.
• Cashflow Planning: Produce and explain financial planning forecasts using tools such as Voyant and CashCalc, allowing you to play a more active role in client discussions.
• Technical Advice Support: Analyse clients' circumstances and contribute your views on suitable planning strategies, developing your commercial and advisory judgement.
• Suitability & Review Reporting: Prepare accurate, compliant suitability and client review reports while retaining the technical foundations developed through paraplanning.
• Client Bank Support: Take ownership of adviser and client requirements from meeting preparation through to implementation, gaining exposure to the complete planning journey.
• Planning & Research: Analyse pensions, investments, portfolios and wider client circumstances to identify opportunities to improve financial outcomes.

Requirements

• Level 4 Diploma in Financial Planning, ideally through the CII or CISI
• Strong technical knowledge of pensions and investment products
• Current or previous paraplanning experience, including suitability/report writing
• Practical experience of cashflow planning and the ability to discuss planning recommendations with an Adviser or client

If this role isn't quite right, it's still worth speaking to one of our specialist team - we may be working on something that hasn't hit the market yet.