Associate Director, Real Estate Finance

HSBC; Birmingham; On-site; GBP 90,000 - 150,000; Full time

Benefits offered by this job

Private healthcare (UK)

Enhanced maternity and adoption pay

Contributory pension scheme

Job summary

HSBC in the United Kingdom is seeking an Associate Director for Real Estate Finance to lead relationship management, support transaction structuring, and identify new business opportunities within the commercial real estate sector. You will work closely with the RD to ensure risk controls and regulatory compliance across the client lifecycle.

The role requires deep knowledge of Real Estate Finance and UK banking structures, with a focus on growing sustainable business while delivering fair

Qualifications

• Knowledge and experience of Real Estate Finance.
• Broad knowledge of UK Commercial Banking structures, products and services.
• Understanding of economic and market environment and its impact on HSBC real estate business.
• Experience of commercial risk management and processes.
• Awareness of changing economic/social/government environments in the UK.

Responsibilities

• Support the Relationship Director with holistic relationship management and accountable for business development, service, risk and delivery.
• Focus on supporting transaction structuring and forming Heads of Terms.
• Identify new opportunities and nurture existing relationships to grow the business sustainably.
• Manage regulatory and reputational risk and ensure client lifecycle risk controls are applied.
• Build understanding of client’s business to promote insights and fair outcomes.
• Manage financial crime risk throughout the client lifecycle.

Skills

Real Estate Finance

Relationship management

Credit risk

Regulatory risk

Transaction structuring

Commercial Banking

Business development

Job description

If you’re looking for a career that will help you stand out, join HSBC, and fulfil your potential - whether you want a career that could take you to the top, or an exciting new direction, we offer opportunities, support and rewards that will take you further.

We’re one of the largest banking and financial services organisations in the world, with a network that covers more than 50 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people fulfil their hopes and realise their ambitions.

We’re currently seeking an experienced professional to join our team in the role of Associate Director, Real Estate Finance.

Real Estate Finance is a specialist team with primary responsibility for relationships involving Commercial Real Estate investors and developers. Our adopted strategy of ‘by Professionals, to Professionals’ results in our customer portfolios being comprised of professional operators and market leaders in their sectors. Real Estate is a key market for the UK economy and a material contributor to UK Commercial Banking. It brings together the fundamental skills of relationship management, large corporate lending, risk management and partner engagement, with the added complexity of a highly political and cyclical property industry.

As an HSBC employee in the UK, you’ll have access to tailored professional development opportunities and a competitive pay and benefits package. This includes private healthcare for all UK-based employees, enhanced maternity and adoption pay and support when you return to work, and a contributory pension scheme with a generous employer contribution.

In This Role You’ll

• Support the Relationship Director (RD) with holistic relationship management with accountability for business development, service, risk and operational delivery.
• Focus on supporting transaction structuring and forming Heads of Terms
• Seek new opportunities and nurturing existing relationships to identify new business opportunities ensuring the focus is on growing the business sustainably
• Manage regulatory and reputational risk, ensure business adherence throughout the client lifecycle by identifying, assessing, accepting, monitoring, escalating and mitigating risk
• Build a strong understanding of the client's business and industry to promote insights, enrich client conversations and deliver fair outcomes
• Manage financial crime risk throughout the client lifecycle by identifying, assessing, accepting, monitoring, escalating and mitigating risk

To be successful in this role you should meet the following requirements:

• Knowledge and experience of Real Estate Finance
• Broad knowledge of UK Commercial Banking structures, products and services and systems
• Knowledge and understanding of the economic and market environment with an ability to demonstrate how this impacts HSBC real estate business/future proposition
• Experience of commercial risk management and processes
• An awareness of the changing economic, social and governmental environment and industries/sectors in the UK along with some knowledge of international business and various industry sectors
• Client focused experience in a Commercial or Corporate Banking environment
• Experience of the commercial lending journey

Opening up a world of opportunity

Being open to different points of view is important for our business and the communities we serve. At HSBC, we’re dedicated to creating diverse and inclusive workplaces - no matter their gender, ethnicity, disability, religion, sexual orientation, socio-economic background or age. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best. We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities, long term conditions or neurodivergent candidates who meet the minimum criteria for the role.

If you have a need that requires accommodations or changes during the recruitment process, please get in touch with our Recruitment Helpdesk via [e-mail] .