Associate Director - Credit

InforCapital; Greater London; Hybrid; GBP 90,000 - 130,000; Full time

Job summary

Triple Point is seeking an Associate Director – Credit in London to join its Credit & Risk team within Group Risk & Compliance. You will oversee portfolio review processes, lead credit discussions, and support origination with rigorous credit analysis and reporting.

The role requires significant experience in credit risk and portfolio management, with a focus on continuous improvement and AI-enabled workflows to enhance efficiency and risk oversight across lending strategies.

Qualifications

• Significant experience in credit risk, credit analysis or portfolio management within lending, private credit, or credit advisory.
• Strong financial analysis and credit assessment skills with ability to review and challenge credit papers.
• Experience with portfolio monitoring or review processes and delegated credit decision authority.
• Degree-level education; excellent written and verbal communication skills.

Responsibilities

• Own portfolio review processes with portfolio management teams, identifying risk and emerging trends across all lending strategies.
• Exercise delegated authority for non-material credit requests, escalating where thresholds are exceeded.
• Contribute to watchlist and early warning indicator processes, flagging deteriorating credits.
• Partner with origination teams to evaluate new lending opportunities and review credit papers ahead of Credit Committee submission.
• Prepare and present portfolio health and performance reporting for senior stakeholders.
• Drive continuous improvement of credit processes, including automation and AI-enabled workflows.

Skills

Credit risk

Credit analysis

Portfolio management

Lending experience

Credit advisory

AI-enabled credit tools

Education

Degree-level education

Tools

AI-enabled workflows

Job description

Role Overview

Triple Point is hiring an Associate Director – Credit to join its Credit & Risk team in London. The team sits within the Group Risk & Compliance function and provides independent oversight across Triple Point's Private Credit platform, partnering with lending and portfolio management teams throughout the lending lifecycle. Triple Point manages more than £2.5 billion across five investment strategies — Private Credit, Social Housing, Clean Heat, Energy and Venture — for retail and institutional clients, and employs 230+ people. The firm is a certified B Corp and a signatory to the Principles for Responsible Investment.

Key Responsibilities

• Own portfolio review processes with portfolio management teams, identifying risk and emerging trends across all lending strategies
• Exercise delegated authority for non-material credit requests, escalating where thresholds are exceeded
• Contribute to watchlist and early warning indicator processes, flagging deteriorating credits
• Partner with origination teams to evaluate new lending opportunities and review credit papers ahead of Credit Committee submission
• Prepare and present portfolio health and performance reporting for senior stakeholders
• Drive continuous improvement of credit processes, including automation and AI-enabled workflows

Qualifications

• Significant experience in credit risk, credit analysis or portfolio management within lending, private credit, or credit advisory
• Strong financial analysis and credit assessment skills, with the ability to review and challenge credit papers
• Experience with portfolio monitoring or review processes and delegated credit decision authority
• Degree-level education; excellent written and verbal communication skills
• Desirable: experience in private credit, alternative or direct lending; mid-market/SME lending exposure; watchlist or early-warning framework experience; exposure to AI-enabled credit/risk tools

Location & Terms

London, full-time, Associate Director level. Triple Point offers a competitive salary, comprehensive benefits, and genuine opportunities for career progression.