Associate, Capital Structure & Rating Advisory, Financial Institutions

Standard Chartered; City Of London; On-site; GBP 45,000 - 65,000; Full time

Job summary

An international bank in London is seeking an Associate for the Capital Structure & Rating Advisory team. The role involves engaging financial institutions by providing capital structure and rating insights, preparing financial models, and maintaining financial databases. Ideal candidates will have a strong analytical background and experience in a relevant role within investment banking or rating agencies. This position offers a competitive salary and comprehensive benefits.

Benefits

Core bank funding for retirement savings

Medical and life insurance

Flexible working options

Proactive wellbeing support

Continuous learning culture

Qualifications

• Good understanding of financial institutions' analysis of financial statements.
• Previous experience in a similar role in investment banking or rating agency.
• Strong verbal and written communication skills.

Responsibilities

• Support the implementation of the FI Capital Structure & Rating Advisory team's strategy.
• Prepare financial models for client situations and maintain financial databases.
• Conduct detailed research on sectors and clients.

Skills

Financial Statement Analysis

Client relationship management

Analytical Thinking

Understanding Customer Needs

Communicating Complex Concepts

Education

Business degree and/or CFA qualification

Tools

Excel

PowerPoint

Data analysis tools

Job description

Job Summary

The purpose of the role is to work closely with the senior members of Capital Structure & Rating Advisory (CSRA) team and partner with Relationship Managers and Product Partners to engage financial institutions (FI) clients on capital structure and rating insights to further origination efforts. Scope of this engagement can include covering tactical positioning with debt investors to minimise cost of capital raise, funding and liquidity considerations and balance sheet management.

Key Responsibilities

Strategy

• The Associate is responsible for supporting the implementation of the FI Capital Structure & Rating Advisory team’s origination, coverage and execution strategy.

Business

• The CSRA team provides thought leadership, best practice insight, corporate finance and rating advice to corporate and FI clients. Content is driven by deep understanding of client needs, sector trends and market themes to help the origination efforts.
• Prepare financial models to simulate specific client situations and scenarios
• Maintain financial databases for sectors and clients
• Conduct detailed research on specific sectors, clients, and key financial and strategic themes
• Form a good understanding of the bank’s products and offerings
• Develop a basic understanding of ratings methodologies
• Support seniors in the preparation of client facing materials

Processes

• Internal databases (WIP, COOL list) kept up to date
• Help to maintain ratings advisory pipeline and deal team
• Ensure Conflict of Interest register remains updated

People & Talent

• Lead through example and build the appropriate culture and values

Risk Management

• Take the initiative regarding regulatory, reputational and ethical matters, not only responding to requests for advice, but where appropriate taking the initiative in volunteering advice the need for which may not have been appreciated.

Governance

• Maintain a current catalogue of work in progress and completed work, using team-agreed tools and approaches.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• Internal
  • Global Account Managers and Relationship Managers
  • Product Partners - Global Credit Markets, Financial Markets, Transaction Banking
  • Economists
  • Risk Officers
• External
  • Corporate & Institutional clients
  • Rating agencies
  • Other conference and media providers

Other Responsibilities

• Embed Here for Good and Group’s brand and values in CSRA; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures

Skills and Experience

Skills and Experience

• Origination GB – Business Markets
• Origination GB – Cross-Selling
• Origination GB – Financial Statement Analysis
• Origination GB – Knowledge of Customers
• Origination GB – Knowledge of Product Line
• Origination GB – Communicating Complex Concepts
• Origination GB – Understanding Customer Needs
• Origination GB – Analytical Thinking
• Sales – Client relationship management

Qualifications

• Good understanding offinancial institutions' (FI)analysis of financial statements, along with an awareness of banking regulations and the methodologies employed by rating agencies.
• Previous experience of a similar role, in a leading investment banking and/or rating agency environment. To include: experience of addressing capital structure and rating relevant topics with financial institutions clients from both a practical and a theoretical standpoint
• Client-oriented mindset and being comfortable with an advisory/structuring role with significant client contact
• Proficient use of Excel, PowerPoint, data analysis and research tools and methods
• Business degree and/or CFA qualification (or progress towards achieving it) desirable
• Basic understanding of corporate and/or investment banking organisational design and a demonstrated ability to ‘navigate’ to achieve client delivery in a safe and sound manner
• Strong verbal and written communication skills, with proven ability to work across cultures and within a dynamic environment
• Strong interpersonal skills, particularly the ability to appropriately ‘manage’ demands from peers and superiors
• Genuine team-based approach to making the organisation work for the business.

About Standard Chartered

We\'re an international bank, nimble enough to act, big enough for impact. For more than 170 years, we\'ve worked to make a positive difference for our clients, communities, and each other. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can\'t wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you\'ll see how we value difference and advocate inclusion.

Together we:

• Do the right thingand are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle,continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together,we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter,we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance,with flexible and voluntary benefits available in some locations.
• Time-offincluding annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible workingoptions based around home and office locations, with flexible working patterns.
• Proactive wellbeing supportthrough Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills,global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning cultureto support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation,one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

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Visit our careers website www.sc.com/careers