Assistant Manager, Loan Portfolio Diligence

Interpath; Leeds; On-site; GBP 45,000 - 65,000; Full time

Benefits offered by this job

Competitive salary

Comprehensive benefits package

Job summary

A leading international advisory firm in Leeds is seeking a candidate proficient in structured finance and credit risk to conduct loan-level due diligence and portfolio analysis. The ideal applicant has 2-4 years of experience with securitisation and lending policies, strong Excel skills, and is detail-oriented. This role involves coordinating with teams and managing external stakeholder communication. A competitive salary along with various benefits is offered to successful candidates.

Qualifications

• Typically 2-4 years of experience in loan portfolio analysis, credit risk, structured finance, or securitisation.
• A background in underwriting or credit assessment within professional services or a lending institution is highly relevant.
• An understanding of securitisation structures is beneficial.

Responsibilities

• Perform detailed loan-level due diligence for portfolios involved in private securitisation transactions.
• Review and interpret credit files and servicing data to assess credit quality.
• Lead AUP testing for public securitisations and oversee junior resources.

Skills

Loan portfolio analysis

Credit risk assessment

Structured finance

Securitisation structures

Excel proficiency

Data analytics tools

Problem-solving

Communication skills

Tools

Excel

Data analytics tools

Job description

Interpath is an international and fast-growing advisory business with deep expertise in a broad range of specialisms spanning deals, advisory and restructuring capabilities.

We deliver tangible results for global businesses, their investors, and stakeholders when complex problems arise, and critical decisions need to be made. Interpath is agile, independent, and conflict-free, and our passion for doing what's right, every time, sets us apart.

Our diverse teams provide specialist technical knowledge combined with deep sector experience across our service line specialisms. Since our foundation in 2021, Interpath has grown rapidly, and we now have a presence across the UK, Ireland, France, Germany, Austria, Spain, BVI, Cayman Islands, Bermuda, Barbados, and Hong Kong. By 2030 we aim to be one of the world's leading advisory firms with a truly global footprint.

Key Responsibilities

• Perform detailed loan‑level due diligence, re‑underwriting, and data verification for portfolios involved in private securitisation transactions.
• Review and interpret credit files, servicing data and loan documentation to assess credit quality and adherence to underwriting standards.
• Assess and critique lending policies to evaluate alignment with portfolio characteristics and credit risk appetite.
• Lead AUP testing for public securitisations, overseeing junior resources and ensuring accuracy and consistency with offering documents and required data templates.
• Review investor reporting to assess accuracy and produce recommendations for improvements.
• Co‑ordinate with internal teams and external stakeholders, including our clients, to ensure timely and high‑quality delivery of work.

Requirements

This position is ideal for candidates with a background in structured finance, credit risk or loan underwriting, whether from professional services, banking or industry.

• Typically 2-4 years of experience in loan portfolio analysis, credit risk, structured finance, or securitisation.
• Alternatively, a background in underwriting or credit assessment, either in professional services or within a lending institution, is highly relevant.
• An understanding of securitisation structures, and familiarity with AUP engagements and public securitisation reporting requirements is beneficial.
• Proficiency in Excel is required; experience with data analytics tools or cash‑flow modelling experience is a plus.
• Self‑motivated, with excellent communication skills.
• Detail‑oriented with a proactive problem‑solving approach.
• Ability to work both independently and collaboratively in a team setting.
• Commitment to professional development and continuous learning.

Benefits

At Interpath, our people lie at the heart of our business. That's why we provide employees with a competitive and comprehensive reward package including compelling salaries and a range of core and optional benefits. Read more about our benefits; Company Benefits - Interpath

Unsolicited Resumes from Third‑Party Recruiters

Please note that Interpath does not accept unsolicited resumes from third‑party recruiters. Any employment agency, person or entity that submits an unsolicited resume does so with the understanding that Interpath will have the right to hire that applicant at its discretion without any fee owed to the submitting employment agency, person or entity.