Analyst Program

Citigroup Inc.; City of Westminster; On-site; GBP 35,000 - 45,000; Full time

Benefits offered by this job

Mentorship program

Comprehensive training program

Job summary

Citigroup Inc. is recruiting Full-Time Analysts for Citi's Commercial Bank in London. The program starts July 2027 and blends formal training with hands-on lending, credit and product experience to build a foundation in commercial banking across Citi's global network.

You will join a high‑growth team supporting clients from $10 million to $3+ billion in annual sales, with ongoing mentorship and a structured development path to leadership roles.

Qualifications

• Graduated in 2026 or due to graduate in 2027.
• Predicted or achieved 2.1 in a UK undergraduate degree.
• Fluent in English; additional language is preferred but not required.

Responsibilities

• Conduct company research and industry analysis.
• Analyse financial data and perform financial modelling.
• Support the commercial lending process and loan documentation.
• Assist with client presentations, pitch books and memos.
• Collaborate with product, credit risk, legal and operations teams.

Skills

Analytical thinking

Problem solving

Team collaboration

English proficiency

Education

UK undergraduate degree (2.1)

Job description

Citi's Commercial Bank ("CCB") is looking for Full-Time Analysts to join our team. Our Commercial Banking division works with businesses with annual sales ranging from $10 million to more than $3 billion. Our Commercial Banking Team works to find ways for our clients to maximize their growth while taking full advantage of Citi's banking products. That means knowing all about our deposit and lending, as well as our cash management, trade, FX (foreign exchange) and capital markets solutions. The Full-Time Analyst Program strives to bring in the best and brightest talent and support them as they develop into the next generation of commercial banking leaders globally., The Full Analyst Program starts in July 2027 and begins with in-depth training. People learn differently, so we combine formal training with complete hands-on experience to help you quickly ramp up and adapt to your role and the culture at Citi. There will be ongoing sales, credit, product, technology, and professional skills training throughout the program along with a robust junior and senior mentorship structure to help you develop professionally. By the conclusion of the Program, you can expect to have thorough experience with and a strong understanding of:

• The CCB target market, value proposition, and client coverage model
• How bankers interact with clients and identify their needs
• The various credit product types and how these solutions best fit client needs
• The commercial loan underwriting process, including loan structuring and documentation
• The end-to-end credit process including new origination of credit and the monitoring of an assigned credit portfolio
• Engaging with clients, prospects, and centers of influence
• Citi credit and regulatory policies and procedures

We provide you with the knowledge and skills you need to succeed. We're committed to teaching you the ropes. The Analyst Program starts in July and begins with an in-depth training program. Based on your interests and our needs, you will be matched with a Commercial Banking team to work with for the duration of the Program. The role is to serve as a thought partner to our clients, working closely with them to deliver the full breadth of Citi's solutions to help them fund their operations and expand both locally and overseas. Analysts play a critical role in meeting the needs of our clients and prospects, including:

• Conducting company research and industry analysis
• Analysing financial data and performing financial modelling focused on company valuations, discounted cash flow analysis, and pro-forma analyses
• Supporting the commercial lending process, which includes secured and unsecured revolving lines of credit, term loans, syndicated loans, leveraged loans, cross-border loans approved locally and extended overseas through the CCB's global network of 26 countries
• Taking ownership of the client experience, including partnering with Bankers and Product teams to determine which products to leverage in order to help clients achieve their goals
• Playing a role in deal management and client presentation preparation, including creating business development presentations, pitch books, prospect memos, and other client-related decks
• Interacting with partners across the firm, including product, credit risk, in-business controls, legal, marketing, operations, risk, compliance, and technology teams

• You are a dynamic individual who is passionate about partnering with stakeholders to achieve goals
• You have strong analytical and problem-solving skills
• You have graduated in 2026 or due to graduate in 2027
• You are predicted or achieved 2.1 in a UK undergraduate degree
• Fluent in English (additional language is preferred but not a must)

Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.