AML Investigator

JPMorgan Chase & Co.; Easter Howgate; On-site; GBP 55,000 - 85,000; Full time

Job summary

J.P. Morgan Personal Investing in the UK is seeking a Financial Crime Investigator to strengthen AML and fraud controls and protect customers and the firm.

You will collaborate with Operations, Controls, Payments and Compliance to monitor, investigate, and report suspicious activity, while supporting enhancements to financial crime processes and presenting findings to senior management.

Qualifications

• Experience in Banking/Financial Services in investment management, banking risk or fraud.
• Interest in financial crime prevention and developing skills in the field.
• Strong communication across teams and with senior management.
• Customer-focused with a passion to deliver positive outcomes.

Responsibilities

• Conduct ongoing transactional monitoring and investigations to combat AML and financial crime risks.
• Be a subject matter expert and escalation point for AML/fraud-related concerns.
• Support testing, mapping and enhancement of financial crime controls.
• Summarize emerging trends and risk-areas for senior management with regular metrics.
• External reporting of Suspicious Activity Reports (SARs) to the National Crime Agency and other enforcement bodies where required.

Skills

AML investigations

Fraud prevention

Communication

Customer focus

Data analysis

Tools

Excel

Alteryx

Job description

Are you looking for a new career opportunity where you can use and develop your expertise in Financial Crime?

Behind every investment is a person with ambitions, motivations and values. While we know that every client is unique, they come to J.P. Morgan Personal Investing for the same reason: our straightforward and transparent approach to investing, and the trust that 150 years of J.P. Morgan heritage brings.

J.P. Morgan Personal Investing offers award-winning investments, products and digital wealth management services to over 275,000 investors in the UK. We built the business withinnovation as a core part of our ethos to give consumers the confidence and clarity to make informed investment decisions and achieve their financial goals.

As a Financial Crime Investigator in our Financial Crime team, you will have a key focus on keeping our customers and our firm safe

Job Summary

Working closely with our Operations, Controls, Payments and Compliance teams, you will perform, monitor, review and enhance the AML (Anti-Money Laundering) and Fraud processes and controls in place to manage financial crime risk within J.P. Morgan Personal Investing, ensuring the correct outcome is reached to protect both customers and the firm.

Job Responsibilities:

• Conduct ongoing transactional monitoring and detailed investigations on existing customer accounts to combat potential AML (Anti-money Laundering) and financial crime risks via a range of checks & controls,
• Be a subject matter expert and escalation point for internal concerns or suspicions relating to AML and fraud-related matters,
• Support with the testing, mapping and enhancement of financial crime controls in line with internal requirements,
• Summarize emerging trends and risk-areas to report to senior management along with regular metrics for internal stakeholders,
• External reporting of Suspicious Activity Reports (SARs) to the National Crime Agency (NCA) and other enforcement bodies where required.

Required qualifications, capabilities, and skills:.

• Relevant Banking/Financial Service experience in, for example, Investment Management, Banking Risk/Fraud, or a similar environment.
• Experience with, and an interest in, financial crime prevention and a desire to continue developing your skillsets in the financial crime field.
• Strong communication skills with the ability work effectively and manage expectations with multiple teams across the firm and effectively discuss financial crime matters with senior management.
• Be highly customer focused with a passion to deliver positive outcomes.

Preferred qualifications, capabilities, and skills:

• Experience in detailed AML investigations and the reporting of suspicious activity.
• Experience analysing large datasets to flag and uncover unusual activity and in using tools such as Excel and Alteryx.
• Previous experience working with tax-wrappers (ISA, Lifetime ISA, Pension, Junior ISA) and investment products preferred.