AML Analyst – Onboarding & Complex Structures (Hybrid)

Clear Legal & Financial Recruitment; Greater London; Hybrid; GBP 45,000 - 70,000; Full time

Benefits offered by this job

Hybrid working

Healthcare Cash Plan

Digicare+

Employee Assistance Programme

Job summary

Clear Legal & Financial Recruitment seeks an experienced AML Analyst to join its Compliance team in London. The role centers on client onboarding and due diligence within a professional services environment, handling corporate clients and complex ownership structures with a practical, risk-based AML approach.

The ideal candidate will have hands-on AML onboarding experience, including EDD, PSCs, beneficial ownership, and Source of Funds assessment, and can clearly justify AML decisions.

Qualifications

• Proven hands-on experience in AML client onboarding and CDD
• Experience with end-to-end onboarding rather than only monitoring or remediation
• Strong experience dealing with corporate clients and complex ownership structures
• Experience with complex entities such as overseas structures, trusts, foundations and/or funds
• Practical experience of Enhanced Due Diligence (EDD)
• Good understanding of beneficial ownership, PSCs and ownership/control structures
• Experience assessing Source of Funds and Source of Wealth
• Strong understanding of AML regulations and the application of a risk-based approach
• Ability to explain and justify AML decisions and risk assessments

Responsibilities

• Managing end-to-end AML client onboarding and due diligence for new corporate clients
• Reviewing complex corporate and ownership structures and identifying beneficial owners and PSCs
• Conducting electronic verification and other appropriate client due diligence checks
• Applying a risk-based approach to assess clients and identify potential AML risks
• Undertaking Enhanced Due Diligence (EDD) on higher-risk clients and structures
• Conducting sanctions, PEP and adverse media screening and assessing relevant findings
• Reviewing and assessing Source of Funds and Source of Wealth information
• Identifying discrepancies, inconsistencies and potential risks within client information and documentation
• Communicating directly with clients to obtain outstanding information and documentation and resolve queries

Job description

Clear Legal & Financial Recruitment seeks an experienced AML Analyst to join its Compliance team in London. The role centers on client onboarding and due diligence within a professional services environment, handling corporate clients and complex ownership structures with a practical, risk-based AML approach.

The ideal candidate will have hands-on AML onboarding experience, including EDD, PSCs, beneficial ownership, and Source of Funds assessment, and can clearly justify AML decisions.