Senior Underwriter Property

AXA XL; Madrid; Presencial; EUR 42.000 - 65.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Flexible Working Arrangements

Family-friendly leave

Diversity initiatives

Health benefits

Equal opportunity employer

Descripción de la vacante

AXA XL in Madrid/Barcelona is seeking an experienced Underwriter to underwrite complex risks with a tailor-made approach. You will write new and renewal business for the Property product line, work with brokers and clients to support profitable portfolio growth as aligned with the Business Plan.

This is a regulated role under the Central Bank of Ireland’s Fitness and Probity regime. You will build high-quality broker and client relationships, provide risk advice, and ensure timely implementation

Formación

• Experience in Property Insurance underwriting.
• Excellent written and spoken communications in English and Spanish.
• Strong business development and growth mindset.
• Ability to make data-driven decisions.

Responsabilidades

• Review submissions, applications, reports to assess risk.
• Calculate risk premium considering costs and reinsurance.
• Advise and service clients on insurance and risk matters.
• Manage relationships to cross-sell products and retain accounts.
• Ensure timely implementation of new and renewed accounts.
• Support budgeting and monitor financial exposure and premiums.
• Monitor and input on claims and settlements.

Conocimientos

Insurance market knowledge

English & Spanish

Negotiation skills

Client relationship

Descripción del empleo

Madrid or Barcelona, Spain

Joining AXA XL as an experienced Underwriter you will leverage your specialized expertise to underwrite even the most complex risks with a tailor-made and innovative approach.

In your underwriting role you will be responsible for writing new and renewal business for the product line, working with brokers and clients in support of the profitable growth of the portfolio in line with the agreed Business Plan, as well as developing high quality levels of relationships with brokers, clients and internal functions.

This is a regulated role under the Central Bank of Ireland’s Fitness and Probity regime.

What You’ll Be DOING

What will your essential responsibilities include?

• Reviewing submissions including applications, policy wording, inspection reports, loss runs, and financial reports while conducting appropriate research to determine the degree of risk for each account.
• Calculating appropriate risk premium by considering the risk costs inherent to the sector, reinsurance cessions as well as the Underwriting and general administration costs while ensuring profitability.
• Proactively advising, assisting, servicing, and following up with clients on insurance and risk management matters to ensure satisfaction and fulfillment of their insurance requirements.
• Effective relationship management to initiate opportunities for cross-selling offered products and ensuring account retention.
• Controlling timely implementation of new and renewed accounts according to quality standards.
• Supporting the business planning and forecasting process; monitoring financial exposure within outlined limits; monitoring premium income to ensure it remains within set limits.
• Maintaining awareness of all claims advised while supporting and providing input on settlement of claims.

You will report to the Underwriting Manager Property, Spain

What You Will BRING

We’re looking for someone who has these abilities and skills:

• Good knowledge of the insurance market and advanced experience of working within the Property Insurance industry.
• Excellent communication skills (both written and verbal) in English and Spanish
• Business developer with solid ability to negotiate and drive growth in a dynamic market.
• Make swift and efficient data-based decisions and keep the focus on goals over time.
• Work in team with colleagues of different seniority and expertise to achieve collective goals.
• Develop knowledge of new trends and business transformation.

Who WE Are

AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it.

How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty.

With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.

Learn more at axaxl.com

What We OFFER

Inclusion

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential.

It’s about helping one another — and our business — to move forward and succeed.

• Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
• Robust support for Flexible Working Arrangements
• Enhanced family-friendly leave benefits
• Named to the Diversity Best Practices Index
• Signatory to the UK Women in Finance Charter

Learn more at axaxl.com/about-us/inclusion-and-diversity. AXA XL is an Equal Opportunity Employer.

Total Rewards

AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do.

We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.

Sustainability

At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.

Our Pillars

• Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future. We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.
• Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.
• Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.
• AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving.

For more information, please see axaxl.com/sustainability.