Senior Compliance & AML Lead – Regulatory & Risk

ID Finance; Barcelona; Hybrid; EUR 60,000 - 90,000; Full time

Benefits offered by this job

Private health and dental insurance

Discounted gym membership

Freedom to work from home two days a週

Free fruit and snacks in the office

Team building activities and an intl.）

Job summary

ID Finance is seeking a seasoned Compliance & AML lead to oversee the company’s AML framework, regulatory compliance, and SEPBLAC obligations. You will coordinate regulator interactions, manage audits, risk assessments and remediation plans, and provide guidance to senior management.

The role requires 6+ years in compliance/AML, a Law degree, fluency in Spanish and English, and strong stakeholder management in fintech/payments.

Qualifications

• Deep knowledge of AML/CTF, sanctions, regulatory risk and AMLA framework.
• Understanding of payments/fintech/banking environments and regulatory reporting.
• Experience in risk assessments, mapping, gap analyses and governance.

Responsibilities

• Design, manage and advise on compliance matters, including AML/CTF and GDPR.
• Act as main regulator contact for compliance and AML, coordinating requests and reporting.
• Monitor new AML regulatory requirements and update policies, processes and controls.
• Develop risk maps, risk assessments and regulatory gap analyses; identify remediation actions.
• Implement and monitor compliance policies and controls, including KYC/KYB and transaction monitoring.
• Coordinate external audits and remediation of findings.
• Prepare compliance reporting for senior management and support regulatory readiness projects.

Skills

AML/CTF knowledge

Regulatory risk management

Stakeholder management

Regulatory reporting

Regulatory audits

Governance

Education

Law degree

Compliance certification (nice to have)

Job description

ID Finance is seeking a seasoned Compliance & AML lead to oversee the company’s AML framework, regulatory compliance, and SEPBLAC obligations. You will coordinate regulator interactions, manage audits, risk assessments and remediation plans, and provide guidance to senior management.

The role requires 6+ years in compliance/AML, a Law degree, fluency in Spanish and English, and strong stakeholder management in fintech/payments.