SCUK Risk Analyst

santander; España; Presencial; EUR 49.000 - 74.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Competitive salary

27 days holiday

Annual bonus

Pension scheme

Employee assistance programme

Sharesave scheme

Gym passes

Descripción de la vacante

Santander Consumer Finance UK (SCUK) is seeking a Risk Analyst to join the Risk department, focusing on Market Risk. Based in the United Kingdom, you will support the Risk Control function with monitoring, analysis and reporting to ensure risks are identified and managed within appetite limits.

Reporting to the Risk Stress Testing Manager, you will contribute to stress testing, ALM concepts, and develop dashboards using Excel and Power BI, collaborating with Risk and Finance teams.

Formación

• Degree in a numerate or analytical discipline or equivalent experience.
• Experience in Risk, Finance, Data/MI or similar analytical function.
• Knowledge of Market Risk within financial services.

Responsabilidades

• Undertaking regular Market Risk monitoring and analysis.
• Analysing movements in Market Risk exposures and investigating key drivers.
• Producing and maintaining Market Risk reporting and management information.
• Supporting monitoring against Market Risk Appetite limits.
• Assisting with stress testing, scenario and sensitivity analysis.
• Developing knowledge of ALM, IRRBB, and liquidity risk.
• Developing dashboards and analytical reports using Excel and Power BI.

Conocimientos

Analytical thinking

Problem solving

Communication

Planning & delivery

Collaboration

Attention to detail

Excel

Power BI

SQL

SAS

Educación

Numerate or analytical degree

Herramientas

Power BI

SQL

SAS

Descripción del empleo

SCUK Risk Analyst

Country: United Kingdom

Santander Consumer Finance UK (SCUK) is based in Redhill, Surrey and provides motor finance to a network of dealerships throughout the United Kingdom.

We are pleased to share that we are currently looking for a Risk Analyst to join our Risk department to support the Risk Control function, with a primary focus on Market Risk.

Reporting into the Risk Stress Testing Manager, you will be will supporting the independent monitoring, analysis, oversight, and reporting carried out within areas managed by Risk Control (including Market Risk, Credit Risk, Model Risk, and Enterprise-Wide Risk Management [EWRM]), helping to ensure risks are identified, measured, and managed within approved Risk Appetite limits.

Please note the closing date for this role will be, end of day, Friday 9th October 2026

Key responsibilities will include:

Market Risk

• Undertaking regular Market Risk monitoring and analysis.
• Supporting the oversight of interest rate risk, structural balance sheet risk, and liquidity risk.
• Analysing movements in Market Risk exposures and investigate key drivers.
• Producing and maintaining Market Risk reporting and management information.
• Supporting monitoring against Market Risk Appetite limits.
• Assisting with stress testing, scenario and sensitivity analysis.
• Developing knowledge of Asset and Liability Management (ALM), IRRBB, and liquidity risk.

Risk Control

• Supporting the independent second-line monitoring, analysis, and reporting of risk across Risk Control functions.
• Monitoring Risk Appetite metrics, limits, and key risk indicators, tracking portfolio performance.
• Identifying and investigating material movements, emerging risks, and potential breaches.
• Escalating issues appropriately and support follow-up management actions.
• Producing clear, accurate, and timely risk reporting and management information.
• Supporting independent challenge of risk information, assumptions, and business activities.
• Contributing to the maintenance of risk frameworks, policies, procedures, and controls.
• Assisting with Model Risk activities including model performance monitoring (Market Risk and stress testing models), periodic reviews, model maintenance, providing support to second-line Model Risk.
• Supporting EWRM activities, including stress testing and BAU forecasting, through data preparation, analysis, scenario assessment, reporting, and investigation of results.
• Undertaking regular and ad-hoc analysis to investigate risk issues, identify trends, and support decision‑making across the Risk Control function.
• Developing and enhancing analytical reports, dashboards and monitoring tools using Excel, Power BI, and other appropriate analytical tools with the view of improving automation and accuracy.

We're looking for someone with:

• Analytical Thinking & Problem Solving - Strong numerical and analytical skills with the ability to investigate issues, analyse data, identify trends, and develop practical solutions and recommendations.
• Communication - Ability to communicate technical findings clearly to different audiences through written and verbal communication, including the production of accurate and insightful management information.
• Continuous Improvement & Learning - Proactive approach to improving reporting, analytical processes, and ways of working, with a strong desire to learn and develop knowledge across Risk disciplines.
• Planning & Delivery - Ability to manage multiple priorities and deliver accurate work within deadlines.
• Collaboration - Ability to build effective working relationships across Risk and the wider business.
• Strong attention to detail with a focus on accuracy, data quality, and high standards.
• Good understanding of risk management principles, with the ability to apply established methodologies, models, and monitoring processes, and develop knowledge across Risk Control functions.
• Knowledge or practical exposure to Market Risk within financial services.
• Understanding of interest rate, liquidity, or structural balance sheet risk.
• Strong Excel skills and experience working with large or complex datasets.
• Ability working independently, using initiative while recognising when guidance or escalation is appropriate.
• Flexible and adaptable to changing priorities and workloads.
• Degree (or equivalent experience) in a numerate or analytical discipline, or relevant experience within Risk, Finance, Data/MI, or a similar analytical function. (Essential)
• Previous experience within Risk, Finance, Collections, Treasury, Data/MI or another analytical business function. (Desirable)
• Experience with analytical and reporting tools such as Power BI, SAS, SQL or similar. (Desirable)

We have a range of benefits available which include:

• Competitive salary (dependent on skills & experience)
• 27 days holiday per annum, plus bank holidays
• Annual bonus based on personal and company performance
• Generous pension contributions
• Employee assistance programme
• Sharesave scheme
• Gym passes at a re