Risk Analyst — Fintech AML & Transaction Risk

MultiSafepay; Málaga; On-site; EUR 42,000 - 56,000; Full time

Benefits offered by this job

Health insurance

Professional growth

International team

Free Spanish classes

Afterwork sports

Job summary

MultiSafepay in Spain is seeking a Risk Analyst to manage end-to-end risk across the merchant lifecycle, including onboarding and ongoing monitoring. You will balance speed and accuracy to ensure compliant, low-risk growth.

Join an international team and contribute to safeguarding payments while supporting scalable merchant success. Fluency in English is required, and fintech risk experience is valued for this fast-paced role.

Qualifications

• 2+ years in fintech, payments, risk, AML or KYC.
• Strong risk analysis and transaction monitoring expertise.
• Solid financial risk analysis including cash flows and risk indicators.
• Experienced in AML and fraud risk assessment.
• Ability to document decisions clearly for complex risks.
• Strong organisational skills to manage workload under SLA.
• Fluency in English.

Responsibilities

• Performing active account risk management, including transaction monitoring, and identifying, investigating, and escalating suspicious activity in a timely manner
• Conducting merchant onboarding and portfolio reviews, ensuring consistent and high-quality risk evaluation
• Performing financial and AML risk assessments, identifying potential exposure across merchant portfolios
• Ensuring efficient case management and SLA adherence, prioritizing workload effectively to maintain timely and accurate outcomes
• Driving continuous improvement initiatives, proactively identifying process gaps and suggesting scalable solutions

Skills

Risk analysis

Transaction monitoring

AML/KYC

Documentation

SLA management

English fluency

Job description

MultiSafepay in Spain is seeking a Risk Analyst to manage end-to-end risk across the merchant lifecycle, including onboarding and ongoing monitoring. You will balance speed and accuracy to ensure compliant, low-risk growth.

Join an international team and contribute to safeguarding payments while supporting scalable merchant success. Fluency in English is required, and fintech risk experience is valued for this fast-paced role.