Credit Risk Project Manager – Data & Portfolio

Santander USA; Madrid; Presencial; EUR 50.000 - 70.000; Jornada completa

Descripción de la vacante

A leading financial institution located in Madrid is seeking a Risk Analyst to join its expanding credit risk team. The role involves structuring risk management data, managing credit card portfolio performance, and defining underwriting policies. Candidates should have 4+ years of experience in data management, a relevant bachelor's degree, and strong analytical skills. Fluency in English and Spanish is essential. This position offers competitive remuneration, opportunities for growth, and the chance to work on international projects.

Servicios

Competitive remuneration

Attractive benefits package

Growth opportunities

Collaborating on international projects

Excellent work environment

Formación

• 4+ years of experience in data management.
• Bachelor's degree in a quantitative/analytical field such as engineering, statistics, math, economics, or management.
• Desirable analytical skills on main profitability and risk KPIs.
• Desirable knowledge on IFRS9 credit provisions.
• Desirable experience in the European credit market.
• Desirable understanding of credit scoring models.

Responsabilidades

• Structure risk management data.
• Manage the performance of the credit card portfolio.
• Define underwriting and enhancement policies.
• Work with Risk Modeling team on credit risk models.
• Manage risk appetite based on business cases.
• Maintain key policies and procedures.
• Detect new risks requiring action.

Conocimientos

Data management

Analytical skills

Credit scoring knowledge

Visualization tools

Programming languages

Fluent English

Fluent Spanish

Educación

Bachelor's degree in a quantitative/analytical field

Herramientas

Quicksight

SQL

Python

Apache Spark

Descripción del empleo

A leading financial institution located in Madrid is seeking a Risk Analyst to join its expanding credit risk team. The role involves structuring risk management data, managing credit card portfolio performance, and defining underwriting policies. Candidates should have 4+ years of experience in data management, a relevant bachelor's degree, and strong analytical skills. Fluency in English and Spanish is essential. This position offers competitive remuneration, opportunities for growth, and the chance to work on international projects.