Credit Risk Analyst (Hybrid)

Crossell; Madrid; Presencial; EUR 42.000 - 70.000; Jornada completa

Descripción de la vacante

Swiss Re Corporate Solutions in Madrid is seeking a high-performing Credit Risk Analyst to join the CPC. You will perform credit analyses, assess exposures, and support underwriting with data-driven insights across regions.

You will collaborate with underwriting and risk management teams globally, contribute to AI-enabled transformation, and help enhance credit frameworks while maintaining governance and timely decision-making.

Formación

• 4-8 years of experience in credit analysis or related work.
• Strong academic background with a relevant business degree and/or post-graduate qualification (MBA/CFA or similar).
• Proficient in financial spreading, projections, and handling credit documents.
• Good knowledge of global macroeconomics and credit-related products.

Responsabilidades

• Perform credit analysis and internal rating assessments of corporate obligors across industries and geographies.
• Recommend credit limits in line with risk appetite, policies, and governance standards.
• Identify risk drivers, mitigants, and early warning signals.
• Monitor exposures and assess impact of market and company developments.
• Contribute to portfolio insights including sector trends and concentration risks.

Conocimientos

Credit analysis

Financial modeling

Excel skills

English & Spanish

Quantitative analytics

Educación

MBA/CFA or similar

Bachelor's in business/finance

Herramientas

Database management tools

Descripción del empleo

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About the Role

We are looking for a high-performing Credit Risk Analyst to join the Credit Product Centre (CPC) in Madrid. This role offers a unique opportunity to collaborate directly with underwriting teams, providing analytical and operational support that contributes to informed underwriting decisions.

Key Responsibilities

Credit Assessment & Appetite

• Perform credit analysis and internal rating assessments of corporate obligors across industries and geographies
• Recommend credit limits in line with internal risk appetite, policies, and governance standards
• Identify key risk drivers, mitigants, and early warning signals
• Monitor existing exposures and assess the impact of market, sector, and company-specific developments
• Contribute to portfolio-level insights, including sector trends and concentration risks

Stakeholder Collaboration

• Partner closely with underwriting and risk management teams globally
• Communicate credit views effectively to support timely and informed decision-making
• Build strong working relationships across regions and functions

Operational Excellence & Transformation

• Drive efficiency in credit processes, improving turnaround times and consistency of outputs
• Contribute to data-driven and AI-enabled transformation initiatives within Credit & Surety Reinsurance segment
• Support development and enhancement of tools, methodologies, and credit frameworks

About the Team

The Credit Product Centre (CPC) is a global team supporting the Credit & Surety business across regions. The team plays a critical role in:

Delivering high-quality credit risk assessments for underwriting decisions

Driving strategic initiatives in risk analytics and portfolio insights

Ensuring consistency, governance, and best practices across the credit process

Supporting pricing, monitoring, and portfolio steering

The team operates globally with presence in multiple key locations and works closely with senior stakeholders across underwriting, risk, and functional areas.

About You

You're an analytical thinker with strong financial acumen and a passion for understanding global markets. You thrive in collaborative environments while maintaining independent judgment and can effectively communicate complex financial concepts to diverse stakeholders. Your curiosity drives you to continuously develop your skills and knowledge in this evolving field.

We are looking for candidates who meet these requirements:

• 4-8 years of experience in credit analysis and credit-related work
• Strong academic background with a relevant business degree and/or post-graduate qualification (MBA/CFA or similar)
• Proficient in financial spreading, financial projections, and handling credit application documents
• Good knowledge of global macroeconomics, financial markets, and credit-related products
• Strong quantitative and analytical skills with good command of English and Spanish (proficiency in German/French would be a plus)
• Working knowledge of database management tools and strong Excel skills
• Convincing interpersonal skills and ability to maintain effective working relations in a multi-disciplinary and multi-cultural environment
• Self-starter organized and able to handle multiple priorities and meet deadlines.
• Ability to manage diverse projects and tasks simultaneously.
• Digital transformation project experience – would be a plus

For Spain, the base salary range for this position is between 42,000 EUR and 70,000 EUR for a full-time role.

The specific salary offered considers:
• the requirements, scope, complexity and responsibilities of the role
• the applicant's own profile including education/qualifications, expertise, specialization, skills and experience

In situations where you do not meet all the requirements or you significantly exceed these, the offered salary may be below or above the advertised range. In addition to your base salary, you may be eligible for additional rewards and benefits including an attractive performance-based annual bonus.

As this role requires regular communication in English, please make sure to submit your application and CV in English language.

Our company has a hybrid work model where the expectation is that you will be in the office at least three days per week

About Swiss Re Corporate Solutions

Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer. We anticipate and manage risks, from natural catastrophes and climate change to cybercrime.

Swiss Re Corporate Solutions is the commercial insurance arm of the Swiss Re Group. We offer innovative insurance solutions to large and midsized multinational corporations from our approximately 50 locations worldwide. We help clients mitigate their risk exposure, whilst our industry-leading claims service provides them with additional peace of mind.

Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking. Swiss Re Corporate Solutions embraces a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics. In our inclusive and flexible environment everyone can bring their authentic selves to work and their passion for sustainability.

If you are an experienced professional returning to the workforce after a career break, we encourage you to apply for open positions that match your skills and experience.

We may use AI-powered tools to support the review and evaluation of applications for this position. These tools provide additional insights to our recruitment teams, but all hiring decisions are carefully reviewed and made by people. To learn more about how we use AI in recruitment and how we handle your personal data, please review our Data Privacy Statement before applying.