Broker Hipotecario

Cratevo Financia; País Vasco; Remote; EUR 36,000 - 60,000; Full time

Benefits offered by this job

Health insurance

Commission-based pay

Remote work

Training & development

Career advancement

Job summary

Cratevo Financia is seeking a dedicated Mortgage Advisor to join a fully remote team serving clients across Spain. You will guide individuals through the mortgage process, assess eligibility, and explain product options with a focus on exceptional service.

The role requires strong financial acumen, excellent communication, and the ability to work independently in a remote environment while collaborating with lending partners.

Qualifications

• Strong understanding of mortgage products, lending policies and financial regulations.
• Excellent communication and interpersonal skills.
• Ability to analyze financial data and assess credit.
• Experience with mortgage origination software and CRM systems.

Responsibilities

• Consult with clients to understand mortgage needs and financial situations.
• Assess eligibility for mortgage products based on lending criteria.
• Explain mortgage options, terms, rates, and fees clearly.
• Guide clients through the mortgage application process and documentation.
• Liaise with banks and lenders to process applications and status updates.
• Maintain accurate records of client interactions and applications.

Skills

Mortgage advisory

Customer service

Communication

Financial analysis

CRM proficiency

Education

Bachelor's degree in Finance Economics or Business

Tools

Mortgage origination software

CRM systems

Job description

Our client, a leading financial services provider specializing in real estate, is seeking a dedicated and customer-focused Asesor Hipotecario to join their fully remote team. This role is crucial for guiding individuals and families through the mortgage application process, helping them secure the financing necessary for their property purchases. You will be responsible for understanding client financial needs, assessing eligibility, explaining various mortgage products, and facilitating applications. The ideal candidate possesses strong financial acumen, excellent communication and interpersonal skills, and a commitment to providing exceptional service. Working remotely, you will leverage technology to connect with clients, manage applications, and collaborate with lending partners. This is a fantastic opportunity to make a significant impact on clients' homeownership dreams while enjoying the flexibility of a remote work environment. We are looking for a proactive, organized, and empathetic professional dedicated to client success.

About the Role

Our client, a leading financial services provider specializing in real estate, is seeking a dedicated and customer-focused Asesor Hipotecario to join their fully remote team. This role is crucial for guiding individuals and families through the mortgage application process, helping them secure the financing necessary for their property purchases. You will be responsible for understanding client financial needs, assessing eligibility, explaining various mortgage products, and facilitating applications. The ideal candidate possesses strong financial acumen, excellent communication and interpersonal skills, and a commitment to providing exceptional service. Working remotely, you will leverage technology to connect with clients, manage applications, and collaborate with lending partners. This is a fantastic opportunity to make a significant impact on clients' homeownership dreams while enjoying the flexibility of a remote work environment. We are looking for a proactive, organized, and empathetic professional dedicated to client success.

Key Responsibilities

• Consulting with clients to understand their financial situations and mortgage needs.
• Assessing client eligibility for various mortgage products based on established lending criteria.
• Explaining mortgage options, terms, interest rates, and associated fees in a clear and understandable manner.
• Guiding clients through the mortgage application process, assisting with documentation and submission.
• Gathering and verifying required financial and personal information from applicants.
• Liaising with banks, lenders, and other financial institutions to process applications.
• Maintaining accurate and up-to-date records of client interactions and application statuses.
• Keeping abreast of changes in mortgage regulations, market trends, and available loan products.
• Providing ongoing support and advice to clients throughout the loan origination process.
• Identifying opportunities to cross-sell or refer other financial products where appropriate.

Requirements

• Proven experience as a Mortgage Advisor, Loan Officer, or in a similar financial advisory role.
• Strong understanding of mortgage products, lending policies, and financial regulations.
• Excellent communication, interpersonal, and negotiation skills.
• Proficiency in financial analysis and credit assessment.
• Experience with mortgage origination software and CRM systems.
• Ability to work independently, manage time effectively, and meet targets in a fully remote setting.
• High level of integrity, discretion, and customer service orientation.
• Relevant certifications or licenses in mortgage lending (e.g., official Spanish mortgage advisor qualifications) are highly desirable.
• Familiarity with the Spanish real estate and mortgage market is a significant advantage.
• Bachelor's degree in Finance, Economics, Business, or a related field is preferred.
• Fluency in Spanish; proficiency in English is beneficial.

Benefits

Our client offers a competitive base salary plus a performance-based commission structure, rewarding successful mortgage originations. Comprehensive benefits package including health insurance. Opportunities for professional development and ongoing training in financial products and regulations. Flexible remote working arrangements that enhance work-life balance. The chance to be part of a growing and reputable financial services company. Access to modern technology and resources to facilitate client services. A supportive team environment focused on achieving client goals. Potential for career advancement within the organization. Being part of a company dedicated to helping people achieve homeownership. Continuous learning opportunities to stay updated in the financial sector.