2027 CREDit Program Analyst - EMEA
S&P Global
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Benefits offered by this job
Job summary
S&P Global Ratings is launching a two-year CREDit Graduate Program in Madrid. You will work across practices to deliver high-quality research, leveraging AI tools with human validation. The role targets graduates who want to build a versatile toolkit in credit research and analytics.
Fluent English and a strong finance orientation are essential. Candidates should complete a degree by August 2027, with CFA or similar qualifications valued.
Qualifications
- Bachelor’s degree or equivalent, completed by August 2027. A master’s degree or professional certification (such as CFA) is highly valued.
- We welcome candidates from traditional finance disciplines, and diverse backgrounds support innovative thinking and storytelling.
- Fluent English is essential, as is fluency in the primary language of the country of application.
Responsibilities
- Partner with analysts and managers to deliver reliable execution with clear status updates and risk escalation.
- Support high-quality research and data packs; use automation to improve consistency with human review.
- Use approved LLM-powered tools to accelerate research, followed by validation and evidence capture.
- Collect, clean, reconcile, and validate data; identify inconsistencies and assess risks.
- Support financial model maintenance.
Skills
Education
Job description
Advancing Essential Intelligence.
09
At S&P Global, our values-Discovery, Integrity, and Partnership-shape how we work, how we collaborate, and how we earn trust with our customers and each other. We embrace AI as an enabler, guided by rigorous governance and risk management, to enhance what has always defined us: the intelligence of our people, deep relationships, and trusted insights. Byleveragingtechnology with humanexpertise, we help our teams navigate complexity and deliver actionable, decision-ready intelligencewithout compromising quality, accountability, or integrity.
At S&P Global Ratings, you will contribute to independent credit opinions the market relies on, strengthened by innovation that accelerates analysis.
We are People Forward. When you join S&P Global, you’ll benefit from:
- Joininga diverse community where your growth and well-being come first—just like the 35,000+ colleagues who choose S&P Global every day.
- Bringingyour best self to work in an environment that values inclusion, collaboration, and authentic engagement.
- Celebratingyour achievements with us.We’recommitted to your continuous learning, offering education, training, and career coaching to help you grow and adapt in a changing world.
- Connectingthrough our People Resource Groups, which foster awareness, engagement, and a sense of community—both within S&P Global and beyond.
When you join S&P Global Ratings, you join one of the world's leading providers of independent credit risk research and benchmarks. You are part of a team that produces high qualityfundamental researchandratingsbased on established criteriaand benchmarks.This presents the opportunity forCREDitProgram Analysts to be at the center of how investment decisions are made.Youwill have exposure to ask probing questions to senior corporateexecutives, andinteract with the global investor community for one of the largest providers of credit ratings in the world.The Business Practice Groupsinclude:Corporates, Public Finance, Financial Institutions, Structured Finance, Sovereign and International Public Finance, and Infrastructure.
OurCREDitGraduate Program is a two-year training and development opportunity, with our next intake joining us in September 2027.CREDitProgram Analysts will work across various practices andteamsto meet the evolving demands of the global market and business needs. This multi-disciplinary approach allows you to cultivate a versatile skill set while contributing to our most impactful business areas. All analysts combine practical work experience with the completion of a relevant qualification. For example, this could be an MBA orCFA.
- Build capability in credit, financial data, and tooling by applying feedback quickly and adopting standard ways of working that reinforce consistent, decision-ready outputs.
- Contribute to AI-enabled team productivity by sharing reusable prompts, templates, checklists, and lightweight automations that augment team judgement (not replace it) and reduce rework/improve turnaround time.
- Proactively supporting others with strong attention to detail and issue-spotting, and contributing resourceful, creative ideas in collaborative team discussions.
- Actively champion innovation and continuous improvement by questioning existing processes,leveragingnew tools, and applying fresh perspectives to data and problem-solving.
- Partner with analysts and managers to deliver reliable execution, including clear status updates, early escalation of risks, and consistent follow-through to protect quality and trust.
- Support and helpmaintainhigh-quality research and data packs using standard templates; use automation whereappropriate to improve consistency while keeping human review of key facts.
- Use approved LLM-powered tools as an enabler to accelerate research/summarization/first drafts, followed by human validation, correction, and explicitevidencecapture.
- Support analysts with recurring monitoring workflows by contributing to process efficiency/projects.
- Collect, clean, reconcile, andvalidatedata. Proactivelyidentifyinconsistencies, assess assumptions, and catch risks.
- Support financial model maintenance.
- Monitor issuer, sector, and market developments and produce concise summaries with clear sourcing that help analysts move faster.
- Turns data, analysis, and research into clear, actionable narratives for client and market engagement.
- Understand the importance of cultivating a customer-oriented, solutions mindset andobserveand learn from service excellence in action.
- Apply confidentiality, documentation, and governance requirements.
- Support pilot/testing under supervision and within defined guardrails.
- Bachelor’s degree or equivalent, completed by August 2027. A master’s degree or professional certification (such as CFA) is highly valued.
- We welcome candidates from traditional finance disciplinese.g. Accounting, Business Administration,Engineering,Economics, Finance, Math, Public Policy, Quantitative Analysis, Data and Statistics. This is aswell as diverse academic backgroundsthat support innovative and critical thinking and storytelling e.g.Engineering and Sciences,Philosophy, Politics, Classics, Theology, EnglishLanguage, EnglishLiterature and Languages.
- Collaborative, dependable teammate who manages priorities well, communicates clearly, and delivers consistently in a partnership-led culture.
- Learning mindset,comfortable adopting new tools to enhance quality.
- Interest in automation and efficiency gains with clear controls and measurable quality outcomes.
- Ability and willingness to develop strength in research and data analysis, synthesizing information into clear, concise outputs that aredecision-ready.
- Strong spreadsheet skills; willingness to learn data/automation tools to improve reliability and consistency, not just speed.
- Practical AI fluency: experience, or willingness to developproficiencyusing GenAI/LLMs to augment your work, paired with strong validation discipline andjudgement onwhen notto useAI to protect accuracy and confidentiality.
- Effective written and verbal communicator, able to present research and analysis in a clear, structured way that supports informed decision making.
- Solutions-oriented mindset to provide service excellence to internal and external stakeholders.
- High standardsfor accuracy, traceability, and quality control aligned to Integrity.
- Responsible technologyusefollowingpolicies, protecting confidential information, ensuring AI outputs are verified and appropriately attributed so insightsremaintrusted.
- Fluent command of English Language is essential, as is being fluent in the primary language of the country of application.
- Employeesare required towork from the office a minimum of two days per week.
- Candidates who reach the final stage of the interview process will be asked to attend at least one in-person interview at their nearest S&P Global Ratings office before an offer can be extended.
- Right to Work Requirements:This role is limited topersonswithindefiniterightto work in thecountry where this job has been posted for.
At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.
S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today.
For more information, visit www.spglobal.com/ratings
Advancing Essential Intelligence.
We're more than 35,000 strong worldwide—so we’re able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. Join us and help create the critical insights that truly make a difference.
Integrity, Discovery, Partnership
Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.
- Health & Wellness: Health care coverage designed for the mind and body.
- Flexible Downtime: Generous time off helps keep you energized for your time on.
- Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
- Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
- Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
- Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.
For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries
At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets.
S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy.
If you receive an email from a spglobalind.com domain or any other regionally based domains, it is a scam and should be reported to reportfraud@spglobal.com. S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, “pre‑employment training” or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here.
S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment.
If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person.
US Candidates Only: Know Your Rights: Workplace discrimination is illegal
203 - Entry Professional (EEO Job Group) (inactive), 20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.1 - Middle Professional Tier I (EEO Job Group)
Location: Madrid, Spain
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