Sr Specialist Credit

adidas; Bogotá; On-site; COP 271,956,000 - 431,931,000; Full time

Job summary

adidas seeks a Credit Senior Specialist to manage end-to-end credit and collections activities for NAM customer portfolios, ensuring service levels and risk controls are met.

You will perform risk assessments, lead advanced collections strategies, and collaborate with NAM and GBS partners to optimize cash flow while maintaining strong customer relations.

Qualifications

• 3–5 years of O2C experience including Credit & Collections.
• Experience in high-risk portfolios and escalations.
• Bilingual English/Spanish required.

Responsibilities

• Manage complex credit and collections portfolios for NAM accounts.
• Lead risk assessments and recommend actions per policy.
• Collaborate with partners to improve cash flow.

Skills

Credit risk

O2C governance

Bilingual EN/ES

Data-driven

Communication

Education

Finance degree

Accounting/Economics

Tools

SAP ERP

MS Office

Job description

Purpose & Overall Relevance for the Organization

The Credit Senior Specialist – O2C NAM is responsible for managing complex and high-impact credit and collections activities for North America, with a strong focus on service level adherence, credit risk mitigation, cash flow optimization, and customer experience. The key objective of the role is to stabilize and optimize performance across complex credit portfolios while supporting team capability, process consistency, and stakeholder alignment within the O2C organization.

Operating with a high degree of autonomy, the Senior Specialist manages critical customer portfolios and acts as a subject matter expert within the Credit & Collections team. The role supports the Credit & Collections Manager and O2C leadership by providing operational expertise, independently leading complex discussions with customers and stakeholders, and contributing to continuous improvement initiatives that strengthen credit governance and collections effectiveness.

Key Responsibilities

• Manage end-to-end credit and collections activities for complex, high-risk, or high-value NAM customer portfolios, ensuring service delivery meets established service level agreements for customers and internal stakeholders
• Perform in-depth credit risk assessments, exposure reviews, and account evaluations, recommending appropriate credit actions in line with policies and risk appetite
• Lead advanced collections strategies and dispute prevention efforts to improve cash flow while maintaining strong customer relationships
• Proactively identify risk trends, performance gaps, or operational issues and contribute to root cause analysis and corrective action planning
• Maintain strong working relationships with NAM and GBS Business Partners by understanding stakeholder needs and preparing clear communication packages presenting results, risks, and recommendations
• Serve as a knowledge and support point for Credit Specialists by providing guidance on complex cases and contributing to onboarding and functional training activities
• Independently lead discussions and meetings with internal stakeholders and customers related to complex credit decisions, collections strategies, and escalations without permanent supervision
• Act as escalation support for sensitive issues and assist the Credit & Collections Manager in ensuring operational continuity during peak periods, initiatives, or absences
• Contribute to continuous improvement initiatives by applying Lean principles and identifying opportunities to enhance credit processes and collections efficiency
• Support process standardization, harmonization, and automation initiatives in partnership with O2C Global Process Owners and Continuous Improvement teams
• Ensure adherence to internal controls, global policies, and audit requirements, identifying improvement opportunities where applicable
• Apply deep operational expertise in credit risk management and customer lifecycle processes, serving as a reference point for consistent, high-quality execution
• Contribute to GBS priorities, OKRs, and the overall GBS roadmap by aligning credit and collections outcomes with financial and operational objectives

Key Relationships

• Strategic and Field Accounts in the USA and Canada
• NAM Finance, Sales, and Supply Chain Leaders
• Global Process Owners
• GBS Operational Teams (Claims, Cash Application, Account Operations)
• GBS Functional Teams (Communications, Delivery Excellence, Continuous Improvement)
• HR Business Partners

Knowledge, Skills and Abilities

• Strong understanding of credit, collections, and O2C processes and governance
• Customer-focused mindset with strong risk-based decision-making capability
• Self-motivated, proactive, and collaborative working style
• High adaptability in a fast-paced environment
• Strong communication, negotiation, and analytical skills
• Ability to make data-driven decisions under time constraints
• High attention to detail and strong risk awareness

Knowledge and Experience

• Demonstrated knowledge in Finance, Accounting, Business Administration, Economics, or related fields, gained through professional experience, training, or education
• 3–5 years of relevant experience in O2C functions such as Credit & Collections, Customer Lifecycle Management, Cash Application, Claims, or Accounts Receivable; Shared Service Center experience is a plus
• Proven experience managing complex credit portfolios, escalations, or high-risk customer accounts
• Experience supporting onboarding, knowledge sharing, or coaching activities
• Experience contributing to continuous improvement or cross-functional problem-solving initiatives
• Advanced proficiency in English and Spanish (written and spoken)
• Advanced knowledge of MS Office tools and SAP ERP systems

AT ADIDAS WE HAVE A WINNING CULTURE. BUT TO WIN, PHYSICAL POWER IS NOT ENOUGH. JUST LIKE ATHLETES OUR EMPLOYEES NEED MENTAL STRENGTH IN THEIR GAME. WE FOSTER THE ATHLETE’S MINDSET THROUGH A SET OF BEHAVIORS THAT WE WANT TO ENABLE AND DEVELOP IN OUR PEOPLE AND THAT ARE AT THE CORE OF OUR UNIQUE COMPANY CULTURE: THIS IS HOW WE WIN WHILE PLAYING FAIR.

• COURAGE:Speak up when you see an opportunity; step up when you see a need..
• OWNERSHIP:Pick up the ball. Be proactive, take responsibility and follow-through.
• INNOVATION: Elevate to win. Be curious, test and learn new and better ways of doing things.
• TEAMPLAY: Win together. Work collaboratively and cultivate a shared mindset.
• INTEGRITY: Play by the rules. Hold yourself and others accountable to our company’s standards.
• RESPECT: Value all players. Display empathy, be inclusive and show dignity to all.

At adidas, we strongly believe that embedding diversity, equity, and inclusion (DEI) into our culture and talent processes gives our employees a sense of belonging and our brand a real competitive advantage.

– Culture Starts With People, It Starts With You –

By recruiting talent and developing our people to reflect the rich diversity of our consumers and communities, we foster a culture of inclusion that engages our employees and authentically connects our brand with our consumers.