Senior Data Analytics & Risk Lead - Credit ML for Inclusion

Accion; Bogotá ciudad; Híbrido; COP 120.000.000 - 180.000.000; Jornada completa

Descripción de la vacante

Accion Advisory seeks an Associate, Data Analytics & Risk Management, based in Bogotá with hybrid work and regional travel. You will own credit analytics and portfolio risk, building and validating models, diagnosing portfolio quality, and guiding policy changes with partner financial service providers.

Strong Python/R/SQL skills and fluency in English and Spanish are required. Reporting to the Manager, Data Analytics & Risk Management, this role involves collaboration with cross-functional

Formación

• Bachelor's degree in Economics, Industrial Engineering, Finance, Mathematics, Statistics, or Business.
• 5+ years of experience in credit risk, portfolio analytics, or retail lending within a regulated financial institution.
• Experience building and deploying credit scoring or credit risk models with financial institutions.
• Credit risk modeling, statistical analysis, and data mining skills.
• Programming in Python, R, or SQL for modeling and data extraction.
• Fluency in English and Spanish (written and spoken).
• Authorized to work in Colombia.
• Strong client-facing communication and presentation skills.
• Interest in Accion's mission and global work.
• Commitment to excellence, respect, and social change.

Responsabilidades

• Design, develop, and validate statistical and machine-learning credit models from data requirements to deployment.
• Coordinate data requirements with Database Analyst and partner IT teams; validate data integrity.
• Continuously validate model performance and recalibrate as portfolio behavior shifts.
• Assess portfolio quality, include vintage and delinquency analyses, translate insights into actions for FSP management.
• Monitor loan portfolio performance indicators and report trends in growth and risk levels.
• Evaluate credit processes and recommend policy and tool changes for new products.
• Build capacity in Risk Management toolkit; deliver training and monitoring tools.
• Advise partner management on underwriting, collections, and account maintenance.
• Advance ML and responsible AI applications in advisory delivery.
• Contribute to analytics scope of client and donor proposals; assess partner analytics capabilities.
• Share project results across Accion through debriefs and webinars.

Conocimientos

Credit risk modeling

Statistical analysis

Data mining

Python

R

SQL

English

Spanish

Client-facing communication

Educación

Bachelor's degree in Economics/Industrial Engineering/Finance/Mathematics/Statistics/Business

Master's degree in a quantitative or business field

Herramientas

Power BI

Tableau

Excel

Descripción del empleo

Accion Advisory seeks an Associate, Data Analytics & Risk Management, based in Bogotá with hybrid work and regional travel. You will own credit analytics and portfolio risk, building and validating models, diagnosing portfolio quality, and guiding policy changes with partner financial service providers.

Strong Python/R/SQL skills and fluency in English and Spanish are required. Reporting to the Manager, Data Analytics & Risk Management, this role involves collaboration with cross-functional