FinCrime Investigator — AML & KYC Expert (Fintech)

ARQ; Bogotá ciudad; On-site; COP 60,000,000 - 90,000,000; Full time

Benefits offered by this job

Competitive salary

Discretionary performance bonus

Paid annual leave

Latest technology to work with

Strong team that will help you grow

Job summary

ARQ is seeking a hands-on FinCrime Analyst to join our fast-growing fintech team in Bogotá. You will own front-line investigations of KYC/KYB discrepancies, including biometric checks using Jumio and Persona, and respond to PEP, sanctions, and transaction monitoring alerts.

Collaborate with compliance, risk, and operations to refine AML strategies, stay ahead of evolving regulations, and strengthen our overall AML framework in a dynamic environment.

Qualifications

• Fluency in English and Spanish/Portuguese – handling compliance matters and liaising with authorities.
• Experience investigating KYC discrepancies including biometric mismatches, fake documents, irregular IDs.
• Strong knowledge of AML & financial crime risks and transaction monitoring.
• Hands-on, results-driven mindset to strengthen AML frameworks.

Responsibilities

• Investigate and analyze KYC alerts related to biometric mismatches and fake documents using Jumio and Persona.
• Conduct investigations on PEPs, sanctions and warnings alerts with risk assessment.
• Review and optimize transaction monitoring processes to improve detection of suspicious activity.
• Investigate unusual transactional behavior and escalate when needed.
• Collaborate with compliance, risk, and operations teams to strengthen AML controls.

Skills

Bilingual English/Spanish

KYC investigations

AML & financial crime risk

Transaction monitoring

Biometric mismatch handling

Tools

Jumio

Persona

Job description

ARQ is seeking a hands-on FinCrime Analyst to join our fast-growing fintech team in Bogotá. You will own front-line investigations of KYC/KYB discrepancies, including biometric checks using Jumio and Persona, and respond to PEP, sanctions, and transaction monitoring alerts.

Collaborate with compliance, risk, and operations to refine AML strategies, stay ahead of evolving regulations, and strengthen our overall AML framework in a dynamic environment.