Capital and Liquidity Senior Associate - Colombia

Testing Site - JPMC; Bogotá; Sur place; COP 180 000 000 - 320 000 000; Plein temps

Résumé du poste

Testing Site - JPMC is seeking a Capital and Liquidity Associate in Bogote1 to lead local liquidity risk management, monitor regulatory limits, and prepare capital and regulatory reporting. The role entails identifying emerging risks, proposing internal policies, and coordinating with the Risk Committee and Board.

Responsibilities include developing procedures to measure and disclose liquidity events, supervising credit and capital limits, and supporting regulatory analyses.

Qualifications

• Bachelor’s degree in economics, business administration, finance, industrial engineering, or related areas.
• 7 years of experience in liquidity and capital risk related matters.
• Advanced English and strong financial analysis skills.

Responsabilités

• Develop procedures to identify, measure, monitor, control and disclose liquidity events or risks.
• Propose internal policies to strengthen the control environment for regulatory breaches.
• Control, supervise, and report regulatory limits of credit concentration, liquidity, and capital risk.
• Inform internal and external stakeholders about liquidity risk exposures and regulatory limit consumption.
• Establish preventive monitoring to mitigate emerging regulatory risks.
• Develop and apply control procedures for liquidity risk management and regulatory compliance.
• Carry out periodic capital stress measurements and ICAAP analyses.
• Support business areas with analyses on new regulations and exposure impacts.
• Develop content for Risk Committee and Board on liquidity, credit, and capital limits.
• Create manuals, policies, and internal guidelines related to the remit.

Connaissances

English (Advanced)

Financial analysis

Economic/modelling

Regulatory/compliance awareness

Formation

Bachelor's degree in Economics/Finance

Outils

Excel

Description du poste

The Capital and Liquidity Associate is responsible for local liquidity risk management, control of legal lending limits, capital regulatory limits, and finance regulatory reporting.

The main objective is to identify, measure, monitor and control the level of liquidity risk , possible emerging risks or possible credit exposures that may affect compliance with regulatory limits and capital or Basel requirements that apply to the legal entity Likewise, propose internal policies and early warnings that allow ensuring compliance with the regulation in this matter so that they are approved by the Risk Monitoring Committee and/or the Board of Directors.

Job Responsibilities

• Develop procedures that allow the identification, measurement, monitoring, control and disclosure of possible liquidity events or risks to which the bank is exposed, or that may affect the development of the business.
• Propose internal policies or guidelines to strengthen the control environment to mitigate the occurrence of regulatory breaches related to liquidity, credit, and capital regulatory limits.
• Responsible for the control, supervision, and reporting of the regulatory limits of credit concentration, liquidity, and capital risk.
• Inform the different levels, both internal and corporate, and external entities (as required) about liquidity risk exposures and levels of consumption of the regulatory limits subject to monitoring and control.
• Establish preventive monitoring mechanisms aimed at mitigating possible emerging risks in terms of regulatory limits.
• Develop and apply control and monitoring procedures for liquidity risk management to mitigate possible liquidity shortages arising from compliance with both contractual flows and non-contractual flows (deposits).
• Carry out periodic measurements and analysis related to capital stress (EPR/ICAAP) and other functions derived from new regulatory capital requirements.
• Provide support to the business areas in terms of various analyses, impacts of new regulations and applicable limits that may affect the level of exposure to liquidity, capital and legal entity credit limits
• Develop content for the Risk Committee and the Board of Directors related to liquidity, credit, and capital limits.
• Develop the content of manuals, policies, and internal guidelines related to the issues under their responsibility.
• Actively participate in the analysis and implementation of the new business initiatives and new regulations or the modifications to the norms issued by the Financial Superintendence related to the scope of role
• Support the Director of Finance and the Director of the Risk Management Unit in managing the activities described.
• Collaborate with lines of business to support new business initiatives by the assessment of local regulation

Required qualification, capabilities or skills

• Bachelor’s degree in economics, business administration, finance, industrial engineering, or related areas.
• 7 years of experience in liquidity and capital risk related matters
• High capacity for both financial and economic analysis.
• Ability to create models and develop financial projections.
• Remarkable knowledge about the operation of treasury products and derivatives.
• Knowledge of Colombian regulations related to liquidity risk, credit limits and capital stress as well as Basel guidelines.
• Advanced level of Excel with knowledge in programming languages.
• High sense of responsibility and control.
• Advanced level of English