Analytics Engineer

PayJoy, Inc; Bogotá ciudad; Presencial; COP 42.000.000 - 90.000.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Local benefits depending on country of

Descripción de la vacante

PayJoy is seeking a FinOps Engineer to build and own the financial-operations data foundation that informs business decisions. You will design canonical data models for unit economics, margins, and pricing, and establish a reliable single source of truth for financial metrics across teams.

You will develop end-to-end data pipelines from ledgers and billing to analytics, implement data-quality checks, automate reporting and closes, and evolve dashboards for stakeholders.

Formación

• Bachelor's degree in engineering, computer science, information systems, data, finance/accounting, or related field, or equivalent practical experience.
• Advanced SQL and Python; analytical databases / data warehouses (Snowflake, Databricks, or BigQuery).
• Experience with ELT/ETL pipelines, incremental models, and historical loads.
• Accounting/finance fundamentals and BI dashboard design and maintenance.

Responsabilidades

• Design, build, and maintain the canonical FinOps data models (unit economics, cost structure, margins, and pricing).
• Establish the single source of truth for financial metrics across teams.
• Build and maintain data pipelines that integrate ledger, payments, billing, and cloud sources.
• Implement data-quality tests and validations at the transaction level.
• Automate reporting, reconciliations, and FinOps processes; own periodic closes.
• Develop metrics dashboards for stakeholders and support ad-hoc requests.
• Define and monitor financial KPIs and support forecasting and budgeting.

Conocimientos

SQL

Python

Data modeling

Analytical thinking

BI dashboards

Educación

Bachelor's degree (engineering/CS/IS/data/finance)

Herramientas

Snowflake

Databricks

BigQuery

ELT/ETL tools

Descripción del empleo

Aug 22, 2026

About PayJoy

PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.

This role

This role exists to build and own the financial-operations data foundation that PayJoy's business decisions depend on. The FinOps Engineer designs the canonical FinOps data models, unit economics, cost structure, margins, and pricing — that today do not exist in a consolidated form, and takes over the recurring operational load (reporting, reconciliations, and periodic closes) that is currently done manually. By establishing a single source of truth for the company's financial metrics and making the underlying pipelines reliable, tested, and automated, this role gives finance and business leaders trustworthy numbers to set the business baseline, monitor key KPIs, and make decisions and lays the groundwork for forecasting,

Key responsibilities

Design, build, and maintain the canonical FinOps data models (unit economics, cost structure, margins, and pricing) that do not exist today, so the business has consistent, reliable financial metrics to decide from.

Establish and document the single source of truth for the business's financial metrics, aligning definitions across teams so everyone reports from the same numbers.

Build and maintain data pipelines that integrate the relevant sources (ledger, payments/collections, billing, credit-origination platforms, cloud), so the financial models are fed complete and up-to-date data.

Implement data-quality tests and validations at the transaction level before models feed decisions, keeping the numbers behind business decisions trustworthy.

Automate the reporting, reconciliations, and FinOps processes that are manual today and own the operational cadence (periodic closes and recurring deliverables), reducing manual work and freeing the team for higher-value analysis.

Build, maintain, and evolve the metrics dashboards for stakeholders and handle ad-hoc data and financial-analysis requests from the areas that depend on FinOps.

Establish the business baseline and its ETA, define and monitor the key financial KPIs, and provide data support to forecasting, budgeting, and projection exercises.

Requirements

Education: Bachelor's degree in engineering, computer science, information systems, data, finance/accounting, or a related field, or equivalent practical experience.

Language and level of proficiency: advanced English.

Software and technical skills: advanced SQL and Python; analytical databases / data warehouses (Snowflake, Databricks, or BigQuery); ELT/ETL pipelines, incremental models, and historical loads.

Specialized knowledge: accounting/finance fundamentals (double-entry, clearing, reconciliation, accruals) and BI dashboard design and maintenance.

Experience: <=3 years in data / analytics engineering, ideally working with financial data.

• Local benefits depending on the country of hire
• Company-funded health insurance for employee and immediate family
• Company-funded employee life and disability insurance
• $2,000 USD annual Professional Development perk
• Phone finance, headphone benefit, home office equipment allowance and wellness perks
• Catered lunches

PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening

PayJoy is a mission-driven financial service provider that empowers underserved customers in emerging markets by offering affordable credit through innovative smartphone technology and advanced machine learning.