Manager Structuring Analytics - Unit Linked 80-100%

Zurich Insurance; Zürich; On-site; CHF 180,000 - 250,000; Full time

Job summary

Zurich Insurance's Unit-Linked team in Savings & Retirement is building capital-light product analytics and tooling across geographies, focusing on unit-linked and hybrid unit-linked products. The role bridges business units, analytics, and group departments to quantify risks and financial flows.

With 10+ years in insurance or financial services, you will lead capital modelling, risk transformation, and regulatory considerations, communicating complex concepts to stakeholders and driving

Qualifications

• 10+ years in insurance or financial services.
• Detailed understanding of insurance economics and product structures.
• Fluent in English; other languages a plus.

Responsibilities

• Develop a framework and tooling for evaluating and creating capital-light and market-risk products across Savings and Retirement.

Skills

Analytics & modelling

Cash flow modelling

Data & coding proficiency

Insurance product knowledge

Cross-geography collaboration

Project management

Stakeholder negotiation

English proficiency

AI tooling experience

Team player

Tools

AI tools

Data analysis platforms

Job description

The Unit-Linked team within Savings & Retirement is part of Zurich’s global Life, Health and Bank Distribution business. The Unit-Linked team focuses on capital light products and propositions. The current focus is on unit-linked savings in a number of countries, and our ambition is to broaden the scope of our products and propositions as customer needs change as a result of ageing populations, and as the market and competitive environment evolves.

The team has a flat structure and is effectively organized in two parts (clearly there is some overlap and the intention is not to silo tasks, but to foster a fast paced and agile working environment):

Proposition

• “Front end” facing business units focused on product design, business fit and delivery
• Detailed understanding of product structures, flows and financials
• Execution & project oriented including specific structuring solutions to address local business unit (BU) challenges

Structuring Analytics

• “Back end” supporting analytics and tools
• Asset, Liability, Capital modelling support or development as needed
• Structuring, hedging, and financing including, for example, capital efficient guarantees, hybrid market and insurance risk products

What you will do

• Develop a framework and appropriate tooling for evaluating and creating new capital light and market-risk products across Savings (e.g. unit-linked, hybrid unit-linked) and Retirement (e.g. drawdown).
• Drive technical analytics and act as an analytics bridge between Savings & Retirement, BUs and
• Group Departments to facilitate sharing of data and tooling.
• Bring expertise, and drive developments, in product and capital modelling related to capital light products including risk structuring, risk management and risk transformation.
• Expertise means ability to develop when needed, but also to share, evaluate and use what already exists where it is fit for purpose.
• Analyse, and implement where needed: required capital methodology, risk assessments, liquidity implications, and accounting considerations working closely with Investment, Risk and Finance teams.
• Support, and drive where needed, execution of projects working closely with the Proposition team members and local BU counterparts to ensure useful and needed tooling is in place to quantify risks and financial flows.
• Challenge constructively and creatively, helping teams converge on clear decisions and pragmatic solutions.
  

What you bring

• Team player instincts and an understanding that the team is more than the sum of its parts
• Excellent technical skills including ability to assess and/or model complex cash flow systems through the use of data and code (can be supported by AI)
• Excellent insurance product knowledge.
• A passion for innovation in insurance markets and the broader capital markets
• Data analytics, applied statistics experience or similar.
• A flair for working successfully in an environment with multiple geographies and stakeholders including negotiation/influencing skills and customer insight capability.
• Strong change and transformation capability including driving/supporting project/program management when needed.
• 10+ years’ experience in insurance or financial services.
• Detailed understanding of insurance economics and product structures and the ability to support the business throughout the product life cycle.
• Detailed understanding of different regulatory and capital regimes.
• Fluent in English. Other languages a plus.

You belong here.

Imagine working in one of the world’s most sustainable workplaces. At Quai Zurich Campus , you’ll enjoy an environment designed to help you thrive, with benefits that support your well-being and impact, and opportunities to perform at your best, surrounded by top talent and supportive colleagues.
You’ll have access to healthy food options, fitness facilities, and bright, collaborative spaces that spark creativity. Located in the heart of Zurich on the shores of Lake Zurich, the campus offers excellent public transportation links, making your commute simple.
Grow with us through access to learning resources, on-the-job development, and continuous empowerment and support. Be part of a team that is creating a brighter future together.

About Us

Zurich is a leading multi-line insurer, serving over 82 million customers in more than 200 countries and territories with more than 65,000 employees.
For over 150 years, Zurich has been transforming insurance – offering not just protection, but also prevention services that promote well-being and climate resilience.
Guided by our purpose to ‘create a brighter future together,’ we aim to be one of the most responsible and impactful businesses in the world.

We are an equal opportunity employer who knows that each employee is unique - that’s what makes our team so great!
Join us as we constantly explore new ways to protect our customers and the planet .