Credit Officer Hypothèques

Jobup; Genf; Remote; CHF 90,000 - 130,000; Full time

Benefits offered by this job

25 days holiday

Flex Office model

Work from Anywhere in Europe/UK

Continuous training & development

Dynamic team

Job summary

Finovo in Switzerland seeks a Mortgage Credit Officer to join our Geneva (GE) or Basel (BS) team and validate real estate financing files with our advisors and partners.

You will analyse compliance, assess feasibility, and contribute to credit process improvements while growing towards a controller role in a fast-growing company.

Join Finovo, a 100% MoneyPark SA subsidiary, offering flexible office arrangements and opportunities for professional development.

Qualifications

• At least 5 years of experience in credit analysis and/or mortgage field.
• Strong numerical judgment with risks and opportunities.
• Excellent command of French; English a plus.

Responsibilities

• Analyse compliance of mortgage financing requests and assess feasibility for clients.
• Provide expertise in complex situations and improve credit processes.
• Manage new volumes, renewals and risks; collaborate with partners.

Skills

Credit analysis

Mortgage sector

French language

Job description

Finovo is a leading partner in mortgage management in Switzerland. Join us for a dynamic work environment with growth opportunities!

Tasks

• Analyze mortgage financing requests for compliance and feasibility.
• Provide expertise in complex situations and improve credit processes.
• Collaborate with financial partners to develop tailored financing solutions.

Skills

• At least 5 years of experience in credit analysis or mortgage sector.
• Strong analytical skills with a focus on numbers and opportunities.
• Excellent communication skills in French, English is a plus.

Finovo is the reference partner for managing mortgages intended for pension funds, insurance companies and investment foundations in Switzerland. We enable institutional investors to invest directly in mortgages. A young and fast-growing company, we are a 100% subsidiary of MoneyPark SA and now manage a mortgage volume of more than six billion francs. Our priority: efficiency and digitalised mortgage management.

As part of the development of our activities, we are looking for a Mortgage Credit Officer to strengthen our team. You will play a central role in analysing and validating real estate financing files, while working closely with our advisors and financial partners.

Your responsibilities

• Analyse the compliance of mortgage financing requests and assess their feasibility for various clients
• Expertise in complex situations and contribute to the continuous improvement of credit processes.
• Management of new volumes, renewals and risks
• Communication - Work closely with mortgage advisors and financial partners to find suitable financing solutions.
• Development & responsibilities - With your experience in the mortgage field, you will evolve towards a controller role and take on the second verification of credit applications.

Your profile

• Are you comfortable in the world of finance? Join our Mortgage Credit Office team!
• Do you have a taste for numbers and structure?
• Do you enjoy working within a close-knit team and a young company?
• Can you identify patterns and opportunities?
• Then you are exactly the person we are looking for our Mortgage Credit Office in Geneva (GE) or Basel (BS)!

Requirements

What you bring:

• At least 5 years of experience in credit analysis and/or the mortgage field
• A good sense of numbers, risks and opportunities
• Excellent command of French spoken and written; English and other national languages are an asset
• Team spirit – you are reliable, autonomous and actively committed
• Analytical personality with a high level of quality standards
• Ease in relationships and a sense of contact with clients and partners

Benefits

What we offer you:

• A meaningful 100% position - you help people realise their property dream!
• 25 days of holiday (up to 30 days depending on seniority), with the possibility to buy additional holiday days
• Organise your working day with flexibility - thanks to our Flex Office model, which adapts to your daily life.
• Work from Anywhere: work up to 25 days per year from Europe and Great Britain
• Continuous training & development opportunities
• A dynamic team with short decision-making circuits