Credit Lead (Underwriter), Institutional Lending & Liquidity

Tether; Genf; Hybrid; CHF 150,000 - 230,000; Full time

Job summary

Tether Capital is launching a new credit vertical focused on providing liquidity and credit facilities to fintechs, payment providers, exchanges and financial institutions. We are looking for a Credit Lead (underwriter) to build the credit function from the ground up with hands-on underwriting and structuring expertise.

This role requires deep credit judgement, policy development, and cross-team collaboration to scale a growing lending platform in a fast-moving environment.

Qualifications

• 10+ years of relevant credit experience.
• Strong experience in credit underwriting and structuring.
• Fintech & payments experience is mandatory.
• Background in institutional lending, private credit or similar.
• Experience establishing credit policies or risk frameworks.
• Crypto/digital assets experience is a plus but not required.

Responsibilities

• Underwrite and structure credit facilities, including revolvers and working capital loans.
• Analyse financial statements, cash flows and repayment capacity.
• Set lending amounts, terms, covenants and security.
• Develop credit policies, underwriting guidelines and risk templates.
• Monitor credit risk and borrower performance and build monitoring processes.
• Support the development and scaling of the new credit business.

Skills

Credit underwriting

Financial statement analysis

Risk assessment

Fintech & payments experience

Job description

The role:

Tether Capital is launching a new credit vertical focused on providing short-term liquidity and credit facilities to fintech companies, payment providers, exchanges, and other financial institutions.

We are looking for a Credit Lead (underwriter) focused on institutional lending and liquidityto join this new initiative and help build the credit function from the ground up.

This is a hands-on role for someone with strong experience in credit underwriting and structuring, who is comfortable assessing businesses, making credit recommendations, and developing the policies and processes needed to support a growing lending platform.

Key Responsibilities:

• Underwrite and structure credit facilities, including revolving credit facilities, working capital loans, and liquidity facilities.

• Analyse companies' financial statements, cash flows, liquidity position and repayment capacity.

• Determine appropriate lending amounts, terms, covenants, security, and other risk protections.

• Develop credit policies, underwriting guidelines, templates, and concentration limits from scratch.

• Monitor credit risk and borrower performance and establish appropriate risk-monitoring processes.

• Support the development and scaling of the new credit business.

Requirements:

• 10+ years of relevant credit experience.

• Strong experience in credit underwriting and structuring, rather than purely credit analysis.

• Previous experience with fintech & payments is mandatory.

• Background in institutional lending, private credit, venture debt, specialty finance, or a similar environment.

• Experience establishing or developing credit policies, processes, or risk frameworks.

• Crypto, digital assets, or stablecoin experience is a plus, but not required.

• Team :