Chief Risk Officer

ĀRYA Banque Privée; Genf; On-site; CHF 220,000 - 320,000; Full time

Job summary

ĀRYA Banque Privée in Genève seeks a Chief Risk Officer to lead and advance the Bank’s risk management framework, balancing strategic oversight with hands-on risk management. You will review risk profiles, challenge senior management, and contribute to governance discussions while staying engaged in day-to-day monitoring.

The role covers credit, market, liquidity and operational risks; you will drive risk appetite, reporting, and resilience, work with IT and Compliance, and cultivate a strong

Qualifications

• University degree in Finance, Economics, Banking or a related field.
• Strong knowledge of Swiss banking regulations and FINMA expectations.
• Proven experience in managing multiple risk domains (credit, market, liquidity, operational).

Responsibilities

• Maintain and enhance the bank's risk management framework and policies.
• Identify, assess, monitor and manage key risks across the bank.
• Define and monitor risk appetite, limits and KPIs.
• Provide challenge to business activities from a risk perspective.
• Prepare risk reporting and participate in risk-related committees.
• Promote a strong risk culture throughout the bank.
• Oversee credit, market, liquidity and operational risks and related mitigations.
• Ensure risk data quality and timely escalation when thresholds are approached.

Skills

Risk management leadership

Swiss banking regulation

Stress testing

Financial risk analysis

Stakeholder communication

Private banking knowledge

Education

University degree in Finance/Economics/Banking

Job description

We are looking for a Chief Risk Officer to lead and further develop the Bank’s risk management framework.

This is a key position combining strategic oversight with a strong hands‑on approach. The successful candidate will have the ability to take a broad view of the Bank’s risk profile, provide constructive challenge to senior management and contribute to key governance discussions, while remaining directly involved in the day‑to‑day monitoring, analysis and management of risks.

Key Responsibilities

• Maintain and continuously enhance the Bank’s overall risk management framework, policies and methodologies.


• Ensure that the Bank’s key risks are identified, assessed, monitored and appropriately managed.


• Maintain a comprehensive view of the Bank’s risk profile and emerging risks.


• Contribute to the definition and monitoring of the Bank’s risk appetite, risk limits and key risk indicators.


• Provide independent and constructive challenge to business activities and management decisions from a risk perspective.


• Prepare clear and concise risk reporting f


• Participate actively in relevant management and risk‑related committees.


• Promote a strong risk culture throughout the Bank.

Oversee and actively contribute to the monitoring and management of:

• Credit and counterparty risks


• Market risks


• Liquidity risks


• Large exposures and risk diversification


• Investment and portfolio‑related risks, where applicable

Perform regular analyses, controls, stress tests and scenario assessments and ensure appropriate escalation where limits or risk appetite thresholds are approached or exceeded.

• Maintain and further develop the Bank’s operational risk framework.


• Coordinate and challenge risk and control assessments across the Bank.


• Monitor operational incidents, losses, key risk indicators and remediation actions.


• Contribute to the Bank’s operational resilience, Business Continuity Management and crisis‑management framework.


• Work closely with IT and other stakeholders on technology, cyber, information security and critical data‑related risks.


• Assess risks related to outsourcing and third‑party service providers.


• Follow up on identified weaknesses and ensure that appropriate mitigating actions are implemented.

The position requires a genuinely hands‑on approach. The Risk Manager will personally:

• Perform risk analyses and controls.


• Review exposures and limits.


• Prepare risk dashboards and management reports.


• Conduct stress‑testing and scenario analysis.


• Investigate risk events and exceptions.


• Follow up on remediation measures.


• Maintain risk policies, procedures and documentation.


• Ensure that risk data is accurate, relevant and effectively communicated.

The role is therefore suited to someone who enjoys both thinking strategically and working directly with the underlying data and issues.

Regulatory & Control Environment

• Ensure that the Bank’s risk management framework remains aligned with applicable Swiss banking regulation and FINMA requirements.


• Monitor relevant regulatory developments and assess their impact on the Bank.


• Support regulatory reviews, internal and external audits and risk‑related inspections.


• Work closely with Compliance, Legal, Finance, IT, Internal Audit and the business to maintain an effective control environment.


• Ensure timely remediation of risk‑related audit and regulatory findings.

Profile

• University degree in Finance, Economics, Banking, Risk Management or another relevant discipline.


• Significant professional experience in risk management within a Swiss bank or financial institution, ideally within private banking or wealth management.


• Strong knowledge of the Swiss banking regulatory environment and FINMA expectations.


• Broad understanding of financial and non‑financial risks.


• Strong experience in several of the following areas:


• Credit risk


• Market risk


• Liquidity risk


• Operational risk


• Operational resilience


• Stress testing and scenario analysis


• Good understanding of private banking activities, products and client‑related risks.


• Strong analytical skills and ability to translate complex risk matters into clear and practical recommendations.


• Excellent command of English; French is a strong asset.

Leadership & Personal Qualities

We are particularly interested in candidates who combine managerial vision with operational pragmatism.

The successful candidate will be:

• Able to see the bigger picture and understand how different risks interact across the Bank.


• Comfortable engaging with and challenging senior stakeholders in a constructive manner.


• Independent in judgement while remaining collaborative and solution‑oriented.


• Pragmatic and commercially aware, without compromising sound risk management principles.


• Comfortable moving from a strategic discussion with Senior Management to a detailed review of an exposure, control or risk report.


• Structured, reliable and able to prioritise effectively.


• Proactive and willing to take ownership.


• Curious and able to anticipate emerging risks rather than simply react to issues.


• A strong communicator capable of making risk topics understandable and actionable.

What We Are Looking For

We are looking for a CRO who can lead, challenge and advise, but who is equally comfortable rolling up their sleeves and getting into the detail when required.

The right person will bring credibility, judgement and maturity to the risk function while remaining close to the business and to the Bank’s day‑to‑day activities.