Manager jobs in Kanada

At Laurentian Bank, we believe we can change banking for the better. Founded in Montreal in 1846, Laurentian Bank helps families, businesses and communities thrive. Today, we have over 2,800 employees working together as One Team, to provide a broad range of financial services and advice-based solutions for customers across Canada and the United States. We drive results by placing our customers first, making the better choice, acting courageously, and believing everyone belongs.

This role sits within Laurentian Bank.

The portfolio manager will work under the supervision of the local VPA and will be responsible for supporting the sales force for all account managers at their Center, ensuring the management of client portfolio risk, the annual review of files, and the monitoring and management of guarantees and securities.

• Carries out work in accordance with precise practices, policies and objectives and ensures the follow up and completion of Compliance reports (KYC & AML) taking into account current legislation as well as the Bank's policies, programs and procedures.
• Analyze existing loan progress and prepare review applications for credit approval.
• Manage the day to day administration of construction loans (advances and partial discharges).
• Monitor and follow up on overdrafts and account documentation.
• Validate compliance with framework conditions (ratio, etc.) according to Credit's requirements.
• Identify at risk files and other problematic situations and take action to implement the necessary corrective measures or appropriate support.
• Maintain good relationships with current clients and offer them personalized service.
• Identify irregular accounts within portfolios, communicate with Account Managers to discuss the client's financial situation and determine how to resolve the situation.
• Analyze cash flows, pre sale levels, and construction progress to ensure to deterioration in credit conditions.
• Negotiate agreements with clients.
• Perform work based on specific practices, policies and objectives and ensure compliance with current legislation and the Bank's policies, programs and procedures.
• Use in depth knowledge of his or her area of expertise to analyse and interpret information.
• Maintain and optimize communications with internal and external stakeholders involved in branch operations.
• Optimize the potential of the existing portfolio by keeping up with your current clients' new projects and identifying opportunities for account managers.
• Complete reports requested by management.
• Ensure the quality of services offered to users or clients.
• Perform all tasks of similar or general nature requested by his or her superior or required for the job.
• Receives and answers borrower's request (i.e annual statement, partial discharge)
• Prepares and sends renewal letters for term and loan construction clients.
• Monitors Sales and partial release at the ongoing conditions.
• Ensures the quality of the services provided to users and customers.

• University degree in a related field preferably in Finance or business administration or Real Estate and 3 to 6 years of experience
• Thorough knowledge of Microsoft Office
• Strong communication skills in French and in English (oral and written)
• Good interpersonal skills
• Professional working proficiency in French and English languages required as position involves frequent written and oral communication on complex matters with internal and external parties in both languages.

The total compensation offered by Laurentian Bank encompasses a comprehensive range of benefits, highlighting our commitment to the well-being and success of our employees.

• The actual annual base salary offered will take into account internal equity, skills, and experience among other factors.
• Total compensation : Earn a comprehensive compensation package that includes annual reviews and performance-based bonuses.
• Work model : We prioritize a hybrid work model based on business needs.
• Stock purchase plan : Become not just an employee, but a Laurentian Bank shareholder. Employer matching takes your investment even further.
• Time off : In addition to paid vacation, we provide floating days and leave options to accommodate the diverse needs of our employees. Plus, as an extra perk, you also get a paid day off to celebrate your birthday.
• Health and wellness : Take care of your health and well-being with access to healthcare professionals, our Employee and Family Assistance Program (EFAP), and a Stress Management and Well-Being Program.
• Group insurance and pension : We offer a competitive insurance program based on your family’s needs and a defined contribution pension plan to help prepare for your future.
• Financial benefits : As a Laurentian Bank employee, you’re also the best ambassador for our products and services. Take advantage of employee-only offers on a wide range of products. Enjoy exclusive deals and preferred rates on products and services including insurance, hotels, train tickets, spas and many more.

We are committed to creating a fulfilling professional environment where your skills are valued, and your well-being is a priority. Join us for a rewarding career at Laurentian Bank.

At Laurentian Bank, we believe everyone belongs. We are committed to fostering an inclusive work environment that reflects the diversity of our customers and our communities and where everyone feels like they belong and can thrive. To this end, we encourage applications from individuals from equity-deserving groups, including Indigenous persons, racialized and persons with disabilities, marginalized genders and the 2SLGBTQIA+ community.

We strive to offer a flexible and accessible work experience that is inclusive of everyone. If at any time you need an accommodation, please let us know.

We may collect, use or disclose your personal information for the purpose of establishing an employment relationship with you.