Vice President, Trade Risk Distribution & Trade Credit Insurance Management

BMO; Toronto; On-site; CAD 120,000 - 135,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Life insurance

Retirement savings plans

Job summary

BMO Financial Group is seeking a Vice President to lead Trade Risk Distribution & Trade Credit Insurance Management in Toronto. You will drive growth, manage risk, and optimize capital efficiency across Trade Finance, Receivables Finance, and Working Capital Solutions.

Collaborate with Origination, Credit, Treasury, Legal, and external participants to structure and distribute assets. You will build investor and insurer networks, manage credit insurance programs, and oversee market intelligence

Qualifications

• 6-10+ years of experience in Trade Finance, Supply Chain Finance, Working Capital Solutions, Trade Credit Insurance, Risk Distribution, Credit Risk, or related fields.
• Existing relationships within Financial Institutions, Trade Asset Managers, Trade Credit Insurance Providers, Insurance Brokers.
• Strong understanding of credit analysis, trade and supply chain finance structures, risk transfer and distribution strategies, and working capital & liquidity solutions.
• Strong organizational and project management skills with the ability to manage multiple priorities.
• Self-starter with a proactive, solutions-oriented mindset.
• Ability to independently assess risks and exercise sound judgment.
• Strong analytical, communication, and relationship management skills.
• Proficiency in portfolio analytics, reporting, and transaction management.

Responsibilities

• Support distribution of trade finance assets to banks, institutions, and investors.
• Develop relationships with distribution partners and investor networks.
• Assist structuring participations and risk transfer transactions.
• Monitor market appetite, pricing, liquidity, and investor requirements.
• Partner with Origination and Credit to optimize portfolios.
• Manage relationships with trade credit insurers, brokers, and underwriters.
• Support placement, renewal, and management of credit insurance programs.
• Negotiate policy terms, pricing, limits, and coverage.
• Monitor portfolio concentrations and insurer performance.
• Evaluate insurance solutions for growth and capital efficiency.
• Assess risks in trade and supply chain structures.
• Perform portfolio analysis and identify risks and trends.
• Provide risk assessments for transaction approvals.
• Ensure adherence to policies and governance.
• Maintain understanding of trade finance markets and products.
• Monitor competitive developments and market trends.
• Contribute ideas to enhance product competitiveness.
• Identify process improvement opportunities and governance.

Skills

Trade Finance

Supply Chain Finance

Working Capital

Trade Credit Insurance

Risk Distribution

Credit Risk

Portfolio Analytics

Relationship Management

Analytical Skills

Communication

Project Management

Job description

Application Deadline:

10/30/2026

Address:

100 King Street West

Job Family Group:

Capital Mrkts Sales & Service

The Vice President, Trade Risk Distribution & Trade Credit Insurance Management will support the growth and risk management of the bank’s Supply Chain Finance, Receivables Finance, and Working Capital Solutions business through trade asset distribution and trade credit insurance activities. The role is responsible for developing investor and insurer relationships, supporting transaction execution, optimizing portfolio risk, and enhancing capital efficiency.

The successful candidate will work closely with Origination, Credit, Treasury, Legal, Operations, and external market participants to facilitate the distribution and insurance of trade-related assets.

Key Responsibilities

Trade Risk Distribution

• Support the distribution of trade finance and working capital assets to banks, financial institutions, institutional investors, and trade asset managers.
• Develop and maintain active relationships with distribution partners and investor networks.
• Assist in structuring and executing participations, assignments, and other risk transfer transactions.
• Monitor market appetite, pricing, liquidity, and investor requirements to support transaction execution.
• Partner with Origination and Credit teams to identify opportunities for risk distribution and portfolio optimization.

Trade Credit Insurance Management

• Manage relationships with trade credit insurers, brokers, and underwriters.
• Support the placement, renewal, and ongoing management of trade credit insurance programs.
• Negotiate policy terms, pricing, limits, and coverage enhancements.
• Monitor insurance capacity utilization, portfolio concentrations, and insurer performance.
• Evaluate insurance solutions that support growth, risk mitigation, and capital efficiency objectives.

Risk Management & Portfolio Oversight

• Assess credit, operational, and transaction risks associated with trade and supply chain finance structures.
• Perform portfolio analysis and identify emerging risks, trends, and concentrations.
• Support transaction approvals by providing distribution and insurance-related risk assessments.
• Ensure adherence to internal policies, controls, and governance requirements.

Market Intelligence & Strategic Support

• Maintain a strong understanding of:
  • Trade Finance
  • Supply Chain Finance
  • Receivables Purchase Facilities
  • Payables Finance Programs
  • Trade Credit Insurance
  • Trade Asset Distribution Markets
• Monitor competitive developments, investor demand, insurer appetite, and market trends.
• Contribute ideas that enhance product competitiveness, scalability, and profitability.

Process Improvement & Governance

• Identify opportunities to improve processes, controls, reporting, and operational efficiency.
• Assist in developing portfolio reporting, analytics, and management information.
• Support governance and documentation requirements for distribution and insurance activities.
• Promote best practices and disciplined execution across the business.

Qualifications

• 6-10+ years of experience in Trade Finance, Supply Chain Finance, Working Capital Solutions, Trade Credit Insurance, Risk Distribution, Credit Risk, or related fields.
• Existing relationships within:
  • Financial Institutions
  • Trade Asset Managers
  • Trade Credit Insurance Providers
  • Insurance Brokers
• Strong understanding of:
  • Credit analysis and risk assessment
  • Trade and supply chain finance structures
  • Risk transfer and distribution strategies
  • Trade credit insurance products and underwriting considerations
  • Working capital and liquidity solutions
• Strong organizational and project management skills with the ability to manage multiple priorities.
• Self-starter with a proactive, solutions-oriented mindset.
• Ability to independently assess risks and exercise sound judgment.
• Strong analytical, communication, and relationship management skills.
• Proficiency in portfolio analytics, reporting, and transaction management.

Key Success Factors

• Builds and maintains strong investor and insurer relationships.
• Demonstrates sound credit judgment and risk awareness.
• Executes transactions efficiently and with attention to detail.
• Identifies opportunities for process improvement and scalability.
• Operates with a high degree of accountability, organization, and ownership.
• Collaborates effectively across business, risk, operations, and external stakeholder groups.

The salary range for this role is $120,000 up to $135,000 CAD (subject to the candidate meeting the specific skills, experience, education, and qualification requirements)

Salary

Pay Type

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.