US Corporates - Senior Analyst, Healthcare & Pharmaceuticals - Toronto

Fitch; Toronto; Hybrid; CAD 115,000 - 130,000; Full time

Benefits offered by this job

Lead coverage analyst opportunity

Global company with diverse teams

Hybrid work environment

Job summary

Fitch Ratings is seeking a Senior Analyst in Toronto to cover the Healthcare & Pharmaceuticals sector, joining a North American Corporates team. You will analyze quantitative and qualitative drivers of credit quality, build robust financial models, and interact with management teams to obtain insights that inform rating opinions.

The role requires a Bachelor's degree with 3–5+ years in credit analysis, strong Excel/Word proficiency, and excellent communication skills.

Qualifications

• Bachelor's degree required.
• 3–5+ years of credit analysis experience; healthcare sector knowledge a plus.
• Proficiency in Excel and Word.
• Excellent analytical and communication skills.

Responsibilities

• Perform analysis of key quantitative and qualitative factors affecting credit quality in Healthcare & Pharmaceuticals sectors.
• Develop and maintain comprehensive financial models.
• Engage with industry management teams to gain insights and enhance analysis.
• Present analyses to internal credit rating committees and participate in evaluations across Corporates and related credit groups.
• Communicate rating rationale to external audiences (institutional investors, sell-side analysts and media).
• Contribute to timely and effective research on topical issues.

Skills

Excel

Word

Education

Bachelor's degree

CFA/CPA or CFA candidate

Job description

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US Corporates - Senior Analyst, Healthcare & Pharmaceuticals - Toronto

Requisition ID: 50389

Business Unit: Fitch Ratings

Category: Credit Analysis & Research

Location: Toronto, ON, CA

Date Posted: Aug 27, 2026

At Fitch, we have an open culture where employees are able to exchange ideas and perspectives, throughout the organization, irrespective of their seniority. Your voice will be heard allowing you to have a real impact. We embrace diversity and appreciate authenticity encouraging an environment where employees can be their true selves. Our inclusive and progressive approach helps us to keep a balanced perspective. Fitch is also committed to supporting its employees by advancing conversations around diversity, equity and inclusion. Fitch’s Employee Resource Groups (ERGs) have been established by employees who have joined together as a workplace community based on similar backgrounds or life experiences. Fitch’s ERGs are available to connect employees with others within the organization to offer professional and personal support.

With our expertise, we are not only creating data and information, but also producing timely insights from every angle to influence decision making in this ever changing and highly competitive market. We have a relentless hunger to innovate and unlock the power of human insights and to drive value for our customers. There has never been a better time to make an impact and we invite you to join us on this journey.

Fitch’s North American Corporates Group is seeking an Senior Analyst for coverage of the Healthcare & Pharmaceuticals sector, either in our New York, Chicago, or Toronto office.

Qualitative credentials will weigh meaningfully in the selection of the candidate. A healthy sense of intellectual curiosity is critical, along with a demonstrated willingness and ability to attack and explain topics of analytical complexity. Fitch is a team-oriented work environment, so excellent communication skills are essential, as is a high productivity work-ethic and results oriented mindset.

What We Offer:

• An opportunity to be a lead coverage analyst at a global rating agency.
• A team-oriented work environment.
• Fitch Ratings is a global company with a presence in over 30 countries, offering opportunities to work with diverse teams and clients from around the world.

We’ll Count on You To:

• Perform analysis of key quantitative and qualitative factors influencing credit quality of companies in the Healthcare & Pharmaceuticals sectors;
• Develop and maintaining comprehensive financial models;
• Engage with industry management teams to gain insights and enhance analysis;
• Present analysis of companies to internal credit rating committees and participate in the evaluation of other credits within Corporates, as well as other related credit groups;
• Involvement in communicating rating rationale to external audiences (primarily institutional investors, sell-side analysts and media) in meetings, conference calls, press releases and written research reports;
• Contribute to the writing of timely and effective research on topical issues.

What You Need to Have:

• Bachelor's degree required
• CFA/CPA or CFA candidate preferred;
• 3-5+ years relevant experience depending on the title, some coverage or knowledge of the Healthcare & Pharmaceuticals sector a plus;
• Capital markets and/or credit analysis experience a plus;
• Expertise in Excel and Word;
• Excellent analytical, quantitative, and organizational skills;
• Exceptional written and verbal communication skills;
• Ability to shift fluidly between multiple projects as priorities change and work in a team-oriented environment.

What Would Make You Stand Out:

• Some knowledge of and a keen interest in learning more about the Healthcare industries;
• Professional background in capital markets and/or credit analysis and well-developed financial statement analysis skills;
• Desire to deepen their exposure to and understanding of the debt capital markets;
• A strong pattern of leadership and the ability to proactively and successfully interact with various stakeholders, both within and outside of the organization;

FOR TORONTO ROLES ONLY:Expected base pay rates for the role will be between $115,000 and $130,000 per year. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job-related factors. Base pay is one part of Fitch’s total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch.

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Fitch is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.