Underwriting Specialist, Commercial Lines

Sovereign Insurance; Calgary; Hybrid; CAD 105,000 - 175,000; Full time

Benefits offered by this job

Competitive salary

Benefits and pension

Paid time off

Development programs

Job summary

Sovereign Insurance is seeking an Underwriting Specialist to join the Commercial UW team in a hybrid role. You will analyze risks, provide creative solutions to broker partners, and deliver exceptional client service with attention to detail. You will influence decisions and help grow a profitable portfolio.

The role requires 7–10 years of Commercial Underwriting experience, with broker relationships, and expertise in Construction, Manufacturing and Energy Contractors. CIP is a plus.

Qualifications

• 7–10 years of Commercial Underwriting experience with established broker relationships.
• Experience handling both new and renewal business.
• Expertise in underwriting Construction, Manufacturing and Energy Contractors.
• Strong analytical skills with portfolio management understanding.
• Ability to meet deadlines and adapt to changing priorities.
• CIP designation is an asset.

Responsibilities

• Drive profitable portfolio growth through disciplined underwriting, exceptional customer service, proactive new business development, strong renewal retention and effective endorsement management.
• Develop and maintain relationships with partners by marketing Sovereign’s value proposition and attending client meetings or events.
• Promote, underwrite and quote new business, renewals and endorsements per underwriting philosophy and authority levels.
• Negotiate coverage and rates and participate in underwriting audits.
• Prepare necessary documentation and support the business you handle.
• Mentor junior underwriting team members and maintain broker relationships.

Skills

Underwriting

Broker relationships

Analytical skills

Portfolio management

Education

CIP designation (asset)

Job description

Requisition Number: UWSPE006937

• Posted : October 28, 2026
• Full-Time

Locations

Showing 1 location

Description

Company: Sovereign Insurance
Department: SOV - Commercial UW
Employment Type: Regular Full-Time
Work Model: Hybrid (2 days in office)
Language: This role operates in English.
Additional Information: This/these role(s) is/are currently vacant

The Opportunity:

At Sovereign Insurance, a wholly owned subsidiary of The Co-operators General Insurance Company, we believe leadership is shaped by purpose, collaboration, and meaningful contribution. When you grow, we grow — your success crowns ours.

We value diverse perspectives, bold ideas, and people who lift others up. Here, your initiative matters, and your efforts help build the resilience of the Canadian businesses and communities we serve.

That shared commitment strengthens our culture and moves us forward — together. That’s the Crown Effect.

We are looking for a dynamic individual to join our Commercial Underwriting Team. As an Underwriting Specialist you will be adept at analyzing risks and providing creative solutions to our broker partners. You pride yourself on exceptional customer service, attention to detail, and have the ability to influence and inspire others.

How you will create impact:

• Drives profitable portfolio growth through disciplined underwriting, exception customer service, proactive new business development, strong renewal retention and effective endorsement management. Exercises underwriting authority responsibly while aligning decisions with corporate appetite
• Develop and maintain new relationships with partners by marketing Sovereign’s unique value proposition. This includes attending client meetings, delivering presentations or workshops, attending events, and being visible in our marketplace
• Promoting, underwriting and quoting new business, renewals and endorsements in accordance with the company’s underwriting philosophy, rating, loss ratio objectives, service standards and authority levels.
• Negotiating coverage and rates and participating in underwriting audits.
• Completing necessary documentation in support of the business you handle.
• Developing and maintaining positive constructive relationships with brokers.
• Handling branch underwriting referrals and provide mentoring / coaching to more junior underwriting team members
• Keeping current on market conditions and insurance regulations and emerging trends
• Participating in special projects in conjunction with various teams across Sovereign as required.

To join our team:

• You have 7-10 years of Commercial Underwriting experience, with established broker relationships
• Proven experience working on both new business and renewal business
• Expertise in underwriting Construction, Manufacturing and Energy Contractors
• Strong analytical skills with an understanding of specific metrics to support effective portfolio management
• Ability to deliver on deadlines and adapt to changing priorities
• Having Chartered Insurance Professional (CIP) designation an asset

How you will succeed:

• You thrive on delivering our exceptional client experience through positive and engaging relationships; embracing accountability to achieve effective results.
• You ensure your day to day actions are in harmony with the company’s purpose, vision, and values even when challenged.
• You are open and adaptable to changing conditions with a natural curiosity to explore and try new approaches.
• You value cooperative and collaborative dialogue because diverse perspectives offer more creative and productive solutions.

What you need to know:

• You will be subject to a Background check as a condition of employment, in the event you are the successful candidate.
• Detail oriented work that requires a high degree of mental concentration for extended periods of time.
• You will provide support to clients who are experiencing a personal or financial loss. A high degree of confidentiality and discretion is required.
• This position will operate on a hybrid work posture which will require an in-office presence of at least twice a week.

What’s in it for you?

• Room to grow with confidence — build your career, contribute your ideas, and see the impact of your work.
• A culture that values you — inclusive, collaborative, and respectful, where different perspectives are encouraged and heard.
• Rewards that recognize you and the work you do - competitive salary and variable compensation, benefits and pension, paid time off, development and recognition programs.
• Support for your well-being — a holistic approach to physical, mental, social, and financial wellness.
• Pride in purpose — being part of a Canadian organization dedicated to protecting Canadian businesses and the communities they serve while giving back through volunteering, donations, and national initiatives that help build a more sustainable future.

Expected salary range: $104,717.00 - 174,529.00. The salary amount for the successful candidate is determined by Co-operators in its discretion and will vary depending on several criteria including but not limited to: local market conditions, geography and relevant job-related factors such as knowledge, skills, qualification, experience and education.

Employees may also have the opportunity to participate in incentive programs and earn additional compensation tied to individual and/or business performance, or other business metrics.