Underwriting Consultant

Jobgether; Canada; Remote; CAD 85,000 - 135,000; Full time

Benefits offered by this job

Health and dental coverage

Pension plan with contributions

Remote work in Canada

Paid time off and holidays

Professional development support

Job summary

Jobgether partners with a Canadian company to fill an Underwriting Consultant role based in Canada. You will assess life and critical illness risks, support National Accounts, and provide guidance to advisors while maintaining strong relationships with internal partners.

This remote full-time position emphasizes accuracy, compliance, and continuous professional development. The role requires extensive CI underwriting experience, medical knowledge, and the ability to explain pricing tools and

Qualifications

• Hold underwriting approval authority of at least CAD 5,000,000 in life insurance and CAD 250,000 in critical illness.
• Strong knowledge of medical conditions, diagnostic criteria, and risk factors in CI cases.
• Ability to interpret technical information and explain pricing tools, systems, and processes.
• Demonstrate analytical, research, problem-solving, and decision-making capabilities.
• Excellent written and verbal communication skills to explain decisions clearly.
• Commitment to continuous professional development (LOMA/ALU) and related education.

Responsibilities

• Assess, evaluate, and classify life and CI risks according to underwriting philosophies and standards.
• Deliver accurate, competitive underwriting decisions in collaboration with sales teams.
• Provide guidance to National Accounts, General Agents, and Advisors.
• Build relationships with internal and external partners with professional interactions.
• Interpret medical information and other risk factors to determine outcomes.
• Ensure compliance with consumer protection laws, confidentiality, and disclosure.
• Identify complex underwriting challenges and contribute to process improvements.
• Share knowledge and mentor colleagues to support a high-performing environment.

Skills

Analytical thinking

Communication

Mentoring

Leadership

Time management

Bilingual English/French

Education

University or college degree in a related discipline

Job description

This position is listed on behalf of a partner company, which manages all applications and next steps. Our partner is looking for an Underwriting Consultant based in Canada.

Join an Individual Underwriting team as a trusted technical resource, applying your expertise to assess life and critical illness insurance risks. In this role, you will support National Accounts, General Agents, and Advisors by delivering sound, competitive underwriting decisions. You will work closely with sales and internal partners to build strong relationships and provide clear, thoughtful guidance. Your medical knowledge and analytical judgment will help ensure accurate risk classification and a positive customer experience. You will also contribute to process improvements, share your expertise through mentoring, and help strengthen underwriting practices. This is a full-time remote opportunity offering professional development and opportunities to grow your technical and leadership capabilities.

Accountabilities

• Assess, evaluate, and classify life and critical illness insurance risks in accordance with established underwriting philosophies, policies, and standards.

• Deliver accurate, consistent, and competitive underwriting decisions in collaboration with sales teams and head office partners.

• Support National Accounts, General Agents, and Advisors by providing clear explanations, technical guidance, and effective solutions.

• Build and maintain trusted relationships with internal stakeholders and external partners, ensuring professional and customer-focused interactions.

• Apply sound judgment when interpreting medical information, financial details, and other risk factors to determine appropriate underwriting outcomes.

• Ensure compliance with applicable consumer protection laws and regulations, particularly those governing risk classification, confidentiality, and disclosure.

• Identify complex underwriting challenges, recommend practical solutions, and contribute to continuous process improvement.

• Share technical knowledge, mentor colleagues, and support a collaborative and high-performing underwriting environment.

Requirements:

• Hold underwriting approval authority of at least $5,000,000 in life insurance and $250,000 in critical illness insurance.

• Demonstrate significant experience assessing Critical Illness cases, with strong knowledge of medical conditions, diagnostic criteria, and related risk factors.

• Possess a thorough understanding of anatomy, medical terminology, diseases, medical tests, and treatments, along with an awareness of medical developments and industry trends.

• Be able to interpret and apply current technical information and explain pricing tools, systems, processes, and the principles behind them.

• Bring strong analytical, research, problem-solving, critical-thinking, and decision-making capabilities.

• Demonstrate solid financial knowledge and the ability to assess relevant financial information as part of the underwriting process.

• Have excellent written and verbal communication skills, with the ability to explain decisions clearly and build effective partnerships.

• Show strong mentoring, collaboration, and customer service skills.

• Be highly organized and detail-oriented, with the flexibility to manage competing priorities and meet tight deadlines.

• Demonstrate a commitment to continuous professional development, including current enrolment in or a strong interest in LOMA and/or ALU courses.

• A university or college degree in a related discipline is considered an asset.

• Bilingual proficiency in English and French is considered an asset.

Benefits:

• Salary range: CAD $85,300-$135,300 per year, depending on experience, qualifications, education, and other relevant factors.

• Eligibility to participate in incentive programs, with additional compensation linked to individual and business performance.

• Customizable health and dental coverage, including vision care, mental health support, and employee and family assistance programs.

• Short- and long-term disability insurance, life insurance, and accidental death and dismemberment coverage.

• Adoption, surrogacy, and wellness benefits.

• Retirement savings options, including pension plans and a global share ownership program with employer matching contributions.

• Financial education and counseling resources.

• Paid time off, including holidays, vacation, personal and sick days, as well as statutory leaves of absence.

• Professional development and leadership opportunities, supported by an annual commitment of 40 learning hours.

• Full-time remote working arrangement in Canada.

How Jobgether works:

We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team.

We appreciate your interest and wish you the best!

Data Privacy Notice:

By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.