Underwriter, Commercial Auto

Sovereign Insurance; Montreal; Hybrid; CAD 60,000 - 80,000; Full time

Job summary

A leading insurance company in Montreal is seeking a dynamic individual for a role in commercial auto underwriting. You will leverage your experience in fleet and garage policy management to analyze risks and deliver exceptional client service. Ideal candidates have at least 3 years of underwriting experience and are pursuing a Chartered Insurance Professional designation. This position offers a competitive salary, bonus, and a comprehensive rewards package, with a hybrid work model that promotes work-life balance.

Benefits

Competitive salary

Bonus

Comprehensive benefits package

Paid time off

Pension plan

Qualifications

• 3+ years of experience in commercial auto insurance underwriting.
• Knowledge of other province regulations is a plus.
• Proficiency in English required; knowledge of French is a plus.

Responsibilities

• Promote and underwrite new business and renewals.
• Negotiate rates and coverage with brokers.
• Maintain relationships with brokers for new business opportunities.

Skills

Commercial auto insurance underwriting

Risk analysis

Relationship building

Education

Chartered Insurance Professional (CIP) designation

Job description

Company: Sovereign Insurance

Department: Commercial Solutions

Employment Type: Regular Full-Time

Work Model: Hybrid

Language: English and French are required

Additional Information: This/these role(s) is/are currently vacant

The Opportunity:

As a wholly owned subsidiary of the Cooperators General Insurance company, Sovereign Insurance believes your experience matters. This is our promise to not only our clients but to our employees as well, because we know the strength of our company starts with our people. The smart, curious and collaborative people who bring their whole heart and passion to work each day. But you can’t pour from an empty cup; we take care of the well‑being of our people so that they are inspired to protect Canadian businesses and the lives, families and communities we impact. Join us and begin shaping your experience at Sovereign.

The Sovereign General Insurance Company is looking for a dynamic individual to join its commercial auto underwriting team in Montreal. The successful candidate will have extensive experience in fleet and garage policy management, as well as medium to large accounts. He will demonstrate a strong ability to analyze risks and propose innovative solutions to brokers. With a sense of influence and inspiring enthusiasm, he will be able to mobilize others while providing exceptional client service within the broker network.

How you will create impact:

• Promoting, underwriting and quoting new business, renewals and endorsements in accordance with the company’s underwriting philosophy, rating, loss ratio objectives, service standards and authority levels.
• Negotiating coverage and rates with brokers.
• Completing necessary documentation in support of the business you handle.
• Establish and maintain positive, constructive relationships with brokers through regular in‑person meetings aimed at creating new business opportunities.
• Be driven by the desire to achieve results that directly contribute to the company’s objectives.
• Deliver high‑quality results that contribute to the profitability of our portfolio and demonstrate exceptional attention to detail.

To join our team:

• You have at least 3 years of experience in commercial auto insurance underwriting, particularly in fleet, garage and carrier policies.
• Knowledge of other province regulations is an asset.
• Have obtained or are in the process of obtaining the Chartered Insurance Professional (CIP) designation is a strong asset.
• This position primarily works with majority non‑francophone groups, and teams located outside of Québec, and requires proficiency in English. The essential non‑French duties are not assignable to adjacent or other team members.

How you will succeed:

• You thrive on delivering our exceptional client experience through positive and engaging relationships; embracing accountability to achieve effective results.
• You ensure your day to day actions are in harmony with the company’s purpose, vision, and values even when challenged.
• You are open and adaptable to changing conditions with a natural curiosity to explore and try new approaches.
• You value cooperative and collaborative dialogue because diverse perspectives offer more creative and productive solutions.

What you need to know:

• You will be subject to a Background check as a condition of employment, in the event you are the successful candidate.

What’s in it for you?

• The opportunity to take on challenging work and contribute your expertise, creativity, and passion in meaningful ways.
• A comprehensive total rewards package, including competitive salary, bonus, paid time off, pension and benefits.