Tax Estate Planner

The Toronto-Dominion Bank (Canada); Montreal (administrative region); On-site; CAD 116,000 - 163,000; Full time

Job summary

TD Private Wealth Management seeks a sophisticated Tax and Estate Planner to deliver high‑net‑worth tax and estate planning. You will use advanced planning strategies and collaborate with accountants, lawyers, and wealth advisors to craft comprehensive wealth plans.

Requirements include a professional legal designation (LLB/LLM/JD), 10+ years in wealth planning, and strong client service skills. TD emphasizes growth, development, and community involvement.

Qualifications

• Professional legal designation required (LLB, LLM, JD).
• Estate and tax planning expertise.
• Strong client service mindset and communication skills.

Responsibilities

• Deliver high net worth tax and estate planning solutions.
• Provide in-depth discovery and develop holistic Wealth Plans.
• Coordinate with Wealth Advisory Partners to implement plans.
• Support practice management and continuous client experience improvements.

Education

LLB, LLM or JD

Job description

Work Location: Montréal, Quebec, Canada Hours: 37.5 Line of Business: TD Wealth Pay Details: 115,600 $/$115,600 - 163,200 $/$163,200 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description: TD Private Wealth Management takes a sophisticated and holistic goals discovery approach to wealth planning and protection to provide highly personalized advice, solutions and service to clients. Wealth Advisory Services delivers strategies for high-net-worth clients in the areas of tax, philanthropic, not-for-profit, business succession and estate planning. Our team of specialists works with other TD advisors and partners to integrate these strategies into overarching wealth management plans that make valuable contributions and help clients achieve their goals. Join us, if you are ready to gain a rewarding career and a diverse and dynamic place to work.

The Tax and Estate Planner is responsible for financial planning within an assigned Private Wealth Management (PWM) territory. Accountabilities for the position include providing high net worth planning solutions to qualifying clients of PWM, assisting with the growth of the PWM business through actionable planning outcomes, and positively affecting the client experience through impact and influence, as well as being a steward of our Private Wealth Management value proposition.

The Tax and Estate Planner is a technical specialist, with expertise focused on tax and estate planning. He/she should be able to cover all aspects of estate planning and utilize Wealth Advisory Services partners (Accountants, Lawyers, Business Succession Planners) when required as subject matter experts.

Tax and estate planning for high-net-worth clients that focuses on:

• Creating a tax-efficient estate plan.
• Protecting and increasing wealth.
• Philanthropic planning; and US cross border issues.

Job Duties Include:

• Delivering a legendary Wealth Client Experience to High-Net-Worth clients, including:
• Helping clients achieve their financial objectives and peace of mind through advanced wealth planning focused on providing tax and estate guidance and support.
• Conducting an in-depth discovery of client’s needs and addressing through a holistic Wealth Plan.
• Identifying referral opportunities and coordinating the team of Partners/Advisors to work collaboratively together in order to execute an integrated Plan.
• Working proactively with direct manager to develop improved client experience, operational and Practice Management practices, and overall personal development.
• Participating in the local community and supporting TDBG charity and community initiatives.
• Fostering and contributing to a positive and constructive work environment.
• Helping to increase the overall planning knowledge of the team through informal learning, lunch & learns and other learning activities.
• Demonstrating leadership and supporting the employee experience.

Experience and education:

• Professional legal designation required (LLB, LLM, JD)
• Willing to complete CICA In Depth Tax course, levels 1 & 2 or Masters of Tax are required
• Certified financial planning designation is an asset (CFP, F. Pl.)
• Strong passion and focus on delivery of a first-class wealth planning experience
• A minimum 10+ years of wealth planning experience gained through client contact or in a technical advisory role to advisors, coupled with investment industry knowledge
• Estate and tax planning expertise
• Knowledge and experience working on advanced financial planning issues
• Client service focused and oriented
• A self-starter who is results oriented and gets things done on time and who works effectively and collaboratively in a team environment
• Strong communication, presentation, time management, organizational skills, and work ethics

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

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Additional Information:

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’dlike accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language Requirement (Quebec only)

Maîtrise d’une langue autre que le français pour offrir du soutien ou traiter avec les clients qui ont besoin de services et de soutien dans une langue autre que le français.

Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Our Commitment to Diversity, Equity, and Inclusion

At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.

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