Tarificateur(trice) principal(e) / Senior Underwriter

Jobgether; Canada; Remote; CAD 88,000 - 109,000; Full time

Benefits offered by this job

Annual base salary: CAD 87,500–109,400

Annual bonus plan

Long-term incentives

Health benefits

Retirement benefits

Remote work within Canada

Professional growth

Inclusive work environment

Job summary

Jobgether, on behalf of a partner company, is seeking a Senior Underwriter to assess complex insurance applications across life, disability, and critical illness from a Canada-based, remote position.

You'll apply advanced medical, financial, and non-medical underwriting expertise, make sound risk decisions within your signing authority, and support client organizations with technical guidance while helping train teams and improve underwriting practices.

Qualifications

• A college diploma, university degree, or equivalent professional experience.
• At least six years of underwriting experience, including non-standard risks and medical/financial underwriting.
• Fluency in French and English, written and spoken.
• Approval authority of up to CAD $3 million for life insurance and CAD $500,000 for critical illness insurance.
• Experience across life, disability, and critical illness lines is an asset.

Responsibilities

• Analyze mortality and morbidity risks for life, disability, and critical illness applications.
• Determine underwriting requirements and classify applications by risk category.
• Make accurate decisions within approval authority and SLAs.
• Provide guidance to clients on complex cases.
• Support training, lead team discussions, and contribute to underwriting projects.
• Organize workloads to meet deadlines and maintain service levels.

Skills

Underwriting expertise

Mortality risk assessment

French & English fluency

Risk analysis

Independent decision making

Education

College diploma / University degree

Job description

This position is listed on behalf of a partner company, which manages all applications and next steps. Our partner is looking for a Senior Underwriter / Tarificateur(trice) principal(e) based in Canada.

We are looking for an experienced, bilingual Senior Underwriter to assess complex insurance applications and evaluate mortality and morbidity risks across life, disability, and critical illness coverage. In this remote position, you will apply advanced medical, financial, and non-medical underwriting expertise to make sound, consistent risk decisions. You will provide technical guidance to client organizations, helping them navigate challenging cases and maintain high underwriting standards. Working independently within your approval authority, you will balance analytical precision, customer service, and timely case management. You will also contribute to team development, support training initiatives, and collaborate on projects that improve underwriting practices. This opportunity offers a chance to influence technical decisions, strengthen client relationships, and contribute to a collaborative, innovation-focused environment.

Accountabilities

• Analyze mortality and morbidity risks by reviewing medical, financial, and non-medical evidence submitted with life, disability, and critical illness insurance applications.

• Determine appropriate underwriting requirements and classify applications according to the relevant risk category, guidelines, and established underwriting principles.

• Make accurate, consistent, and well-supported underwriting decisions within assigned approval authority and applicable service-level expectations.

• Provide technical expertise, advice, and support to client organizations on complex underwriting cases and risk assessment questions.

• Manage challenging situations proactively and maintain productivity, sound judgment, and attention to detail in a high-pressure environment.

• Work independently within delegated signing authority while recognizing when a case requires additional consultation or escalation.

• Support departmental leadership by contributing technical insights, assisting with employee training, leading team discussions, and participating in projects.

• Help resolve complex technical issues and client concerns by developing practical, evidence-based recommendations.

• Foster a positive team environment through collaboration, knowledge sharing, creative problem-solving, and continuous improvement.

• Build and maintain strong relationships with colleagues, business partners, and key clients.

• Participate in relevant professional events and industry activities to strengthen relationships and remain informed about underwriting developments.

• Organize and prioritize workloads effectively to meet deadlines and maintain high-quality service.

Requirements

• A college diploma, university degree, or equivalent professional experience.

• At least six years of underwriting experience, including experience assessing non-standard risks and conducting medical and financial underwriting.

• Demonstrated expertise in evaluating mortality and morbidity risks for insurance applications.

• Approval authority of up to CAD $3 million for life insurance and CAD $500,000 for critical illness insurance.

• Experience across multiple lines of business, including life, disability, and critical illness insurance, is an asset.

• Fluency in both French and English, written and spoken, is required, as the role involves communicating with a predominantly English-speaking clientele based outside Quebec.

• Strong analytical, logical reasoning, and problem-solving skills, particularly when interpreting complex medical and financial information.

• Excellent written and verbal communication skills, with the ability to explain technical underwriting decisions clearly and professionally.

• A strong customer-service mindset and the interpersonal skills needed to collaborate effectively with internal teams and external business partners.

• Proven ability to work independently, exercise sound judgment, and make decisions within established authority limits.

• Strong organizational and time-management skills, with the ability to manage competing priorities and meet service deadlines.

• Self-motivation, adaptability, creativity, and a willingness to learn new systems and application tools.

• The ability to contribute positively to team discussions, influence outcomes constructively, and develop practical solutions to complex issues.

• Candidates must reside in Canada to be eligible for this remote position.

Benefits

• Annual base salary: CAD $87,500–$109,400, depending on relevant knowledge, skills, experience, and market location.

• Annual bonus plan: Eligibility for an annual bonus program.

• Long-term incentives: Certain positions may qualify for participation in a long-term equity incentive plan.

• Health benefits: Access to a comprehensive range of health benefits.

• Retirement benefits: Retirement plans and related benefits.

• Additional employee benefits: A broader benefits package is available, with specific coverage and eligibility to be confirmed during recruitment.

• Remote work: Work remotely from within Canada.

• International collaboration: Opportunities to learn from colleagues and professionals across different regions and backgrounds.

• Professional growth: Access to knowledge sharing, training, project participation, and opportunities to develop technical expertise.

• Inclusive work environment: A respectful and collaborative culture that encourages individuality, innovation, and new ideas.