Structured Finance Loan Closing Specialist

Societe Generale SA; Montreal; Hybrid; CAD 70,000 - 110,000; Full time

Job summary

Societe Generale Montreal Solution Center seeks a Structured Finance Loan Closing Specialist with 5–7 years in lending operations and strong credit documentation skills. You will close and amend loans, manage collateral, and coordinate with Front Office, Legal, and Operations in a hybrid Montreal environment.

The role requires hands-on LoanIQ experience, meticulous attention to detail, and autonomy. A degree in Finance or Economics and Basel II knowledge are preferred; project management or Six

Qualifications

• 5–7 years commercial lending / loan operations experience.
• Strong credit documentation expertise.
• Hands-on LoanIQ experience in a Commercial Loan Closing capacity.
• Deal amendments and collateral management.
• Strong attention to detail and autonomy.

Responsibilities

• Middle Office Core Responsibilities: ensure compliance with credit approval and bank credit policy; interact with Loan Officers, Operations, customers, other banks, and legal counsel to gather information; set up and maintain customer, deal, and facility information in LoanIQ; coordinate initial funding requirements; manage covenants and compliance; prepare covenant reports; apply fees per policy; ensure data quality.
• Deal Closing & Amendments: perform in-depth review of credit applications, term sheets, and legal documents; execute end-to-end loan closings; process and implement deal amendments; ensure compliance with policies and regulatory requirements; coordinate with Front Office, Operations, Legal, clients, agent banks, and external counsel.
• Operational Excellence & Risk Management: maintain a control-oriented mindset; identify inefficiencies and risks; contribute to remediation and continuous improvement; participate in transversal initiatives and audits as required.

Skills

Commercial lending

Loan operations

Credit documentation

LoanIQ

Deal amendments

Collateral management

Attention to detail

Autonomy

Education

Degree in Finance/Economics

Tools

LoanIQ

Job description

Permanent contractSG MONTREAL SOLUTION CENTER 2 INC.# Structured Finance Loan Closing SpecialistApply---Montreal, Quebec, CanadaHybridReference 26000IABStart date ImmediatelyPublication date 2026/10/30## ResponsibilitiesThe aim of Global Banking Technology & Operations (GBTO) Canada is to deliver day-to-day services to Société Générale investment and corporate bank units and their clients to accelerate their transformation. GBTO differentiates itself from competitors with the pace of the agile transformation delivered, spreading the technology and data culture, shortening the decision-making process, and adopting a true industrial approach, leveraging on different teams either transversal or aligned to the different sub business units.Global Banking and Advisory (GLBA) combines a recognized wholesale coverage with world-class product, financing, and advisory expertise within one team, enabling us to best support our clients.On the one hand: a transversal, product-neutral Coverage teams spanning all businesses, who's role is to promote the Bank's products and services to our clients globally.On the other: a world-class capital raising, financing and advisory expertise organized under five business divisions:· Investment Banking Division (IBD)· Asset Finance (AFI)· Natural Resources and Infrastructure (NAT)· Asset Backed Products (ABP)· Syndication (SYN)The Originate‐to‐Distribute strategy adopted by GLBA has materially increased deal velocity and transaction volumes. As a result, to support GLBA’s Front Officers, the role combines traditional Middle-Office responsibilities with full loan closing and amendment execution, requiring strong execution discipline, control mindset, and coordination across multiple stakeholders.**Key Responsibilities**Middle Office Core Responsibilities* Ensure compliance with credit approval and bank credit policy* Interaction with Loan Officers, Operations, customers, other banks, &/or legal counsel to gather all pertinent information in advance of loan closings* Set up and maintenance of customer, deal, and facility information in LoanIQ – ensure accuracy of system information (accurately reflects structure of deal)* Coordinate initial funding requirements including verification of standard settlement instructions (SSI).* Management of on-going covenants and compliance (collateral, document tracking, etc.); Update covenant compliance requirements as documents are received; prepare and distribute Covenant compliance reports.* Management and application of fees (upfront fees, agency fees, commitment fees, and facility fees) based on information provided by BU and accounting policy.* Ensure data quality; review, investigate and resolve all anomalies.* Complete special projects as assigned.Deal Closing & Amendments* Perform in‐depth review of credit applications, credit approvals, term sheets, and legal documentation to ensure consistency with approved deal structures prior to closing.* Execute end‐to‐end loan closings for new transactions, ensuring all conditions precedent are satisfied and properly evidenced.* Process and implement deal amendments (commercial, legal, and operational), ensuring accurate reflection of changes in systems, documentation, and downstream processes.* Ensure full compliance with internal credit policies, approval conditions, and regulatory requirements.* Act as a primary point of coordination with Front Office, Operations, Legal, clients, agent banks, and external counsel to facilitate smooth and timely closings.* Coordinate initial funding events, including validation of Standard Settlement Instructions (SSI), funding mechanics, and booking readiness.Operational Excellence & Risk Management* Operate with a strong control‐oriented mindset, ensuring activities are executed in a safe and compliant operational environment.* Identify process inefficiencies, operational risks, and control gaps, and actively contribute to remediation and continuous improvement initiatives.* Act as a change agent in the context of SMO transformation, supporting new processes, tools, and ways of working.* Participate in transversal initiatives, audits, and special projects as required to support business growth and operational resilience.## Profile required**LANGUAGE:**Ability to communicate in English, both orally and in writing, is a requirement as the person in this position will need to collaborate regularly with colleagues and partners in the United States.Required* 5–7 years commercial lending / loan operations experience* Strong credit documentation expertise* Hands-on LoanIQ experience in a Commercial Loan Closing capacity* Deal amendments and collateral management* Strong attention to detail and autonomyNice to Have* Degree in Finance/Economics* Credit Risk / Basel II knowledge* Project management skills* Six Sigma certification## Business insightSociete Generale is committed to offering an inclusive recruitment experience to all candidates. If you require any reasonable accommodations during the recruitment process, please do not hesitate to let our Recruiters know.**OUR CULTURE:** At Societe Generale, we live by our 4 core values of commitment, responsibility, team spirit and innovation. We are engaged and demonstrate consideration for others. We act ethically and with courage. We focus our talent and energy on collective success. We experiment and propose new ideas. This way, we maximize our ability to serve client needs and anticipate market changes. Societe Generale is committed to strengthening bonds with colleagues, communities, and the world in which we live, because relationships are at the heart of how we operate. For more information about our Culture and Conduct initiatives, please visit this link (https://americas.societegenerale.com/en/careers/get-know-culture/)**D&I:** Our Diversity & Inclusion Mission: Recruit, develop, advance, and retain a diverse workforce that is united in our efforts to enhance our competitive position and deliver innovative solutions to our clients. Our Diversity & Inclusion Vision:* Engaged workforce that is demographically diverse in a way that reflects the communities in which we operate* Inclusive culture and workplace that recognizes employees' unique needs and utilizes their diverse talents* Engage our community and marketplace, and position the organization to meet the needs of all its clientsFor more information about our D&I initiatives, please visit this link (https://americas.societegenerale.com/en/careers/get-know-diversity/)Societe Generale is an equal opportunity employer and we are proud to make diversity a strength for our company. We are committed to recognizing and promoting the talents and achievements of our employees and staff, regardless of race, religion, color, national origin, sex, disability, age, gender, sexual orientation, and any other characteristic or status protected under applicable law. We strive to write our postings as inclusively as possible. If, however, one gender is used alone in this display, it designates persons of all gender identities.