Strategic Credit Risk Data Scientist

TD; Toronto; On-site; CAD 97,000 - 137,000; Full time

Job summary

TD is seeking a hands-on data scientist to lead credit risk initiatives within the RESL portfolio in Toronto. You will leverage SQL, Python, and analytics to strengthen risk management, reporting, and governance, translating complex data into actionable insights for senior leadership.

You will partner across risk, data, and technology teams to deliver cross-functional solutions, with emphasis on accuracy, clarity, and prudent risk judgment in a fast-paced financial environment.

Qualifications

• Bachelor’s degree in mathematics, statistics, engineering, computer science, data science, or another STEM discipline.
• 4+ years of relevant professional experience.
• Strong hands-on proficiency in SQL and Python; able to independently extract, prepare, validate, analyze, and interpret data.
• Experience building reports, dashboards, and data visualizations using Tableau, Power BI, or equivalent.
• Ability to lead cross-functional projects from problem definition through delivery and communicate with senior leadership.

Responsibilities

• Source, prepare, validate, and analyze complex data using SQL and Python.
• Investigate credit risk questions, test hypotheses, identify trends, and assess risk implications.
• Translate analysis into clear, evidence-based recommendations and actions.
• Develop and maintain monitoring, reports, dashboards, and visualizations.
• Provide data support for testing, audit, and risk reviews.

Skills

SQL

Python

Data analysis

Risk management

Communication

Stakeholder management

Tableau

Power BI

Education

Bachelor’s degree in STEM (math/stats/engineering/CS/data science)

Tools

Tableau

Power BI

Visio

Figma

Job description

TD is seeking a hands-on data scientist to lead credit risk initiatives within the RESL portfolio in Toronto. You will leverage SQL, Python, and analytics to strengthen risk management, reporting, and governance, translating complex data into actionable insights for senior leadership.

You will partner across risk, data, and technology teams to deliver cross-functional solutions, with emphasis on accuracy, clarity, and prudent risk judgment in a fast-paced financial environment.