Staff Software Engineer, Backend (Fraud Decisioning)

Affirm, Inc.; Canada; Hybrid; CAD 181,000 - 241,000; Full time

Benefits offered by this job

Health coverage for you and dependents

Stipends for tech setup and wellness

Flexible time off and holidays

Employee stock purchase plan

Job summary

Affine is seeking a Staff Software Engineer for Backend Fraud Decisioning. This remote Canada role leads cross-functional efforts to build and monitor fraud-detection systems, leveraging data-driven decisions to improve risk evaluation across user journeys.

You will mentor engineers and define scalable architectures while collaborating with Product, ML, Analytics and Business teams. The position emphasizes ownership, strong design thinking, and the ability to translate complex requirements into

Qualifications

• 6–10+ years of experience as a software engineer with leadership responsibilities.
• Experience architecting, building, launching, coding and maintaining complex systems.
• Passion for working with cross-functional teams including Product, ML, Analytics and Business teams.
• Technical leader and team builder who can mentor the team in software development best practices.
• Ability to synthesize complex business, product, and technical requirements into designs.

Responsibilities

• Plan and execute large cross-functional initiatives from definition to delivery and maintenance.
• Generate simple, elegant designs that are deployable and debuggable, with handling of unhappy paths.
• Review others’ work and maintain high quality standards across teams.
• Lead and mentor engineers, giving context and ownership of components.
• Incorporate stakeholder needs and advocate for ideas to create a shared understanding.
• Contribute to interview processes by evaluating both technical and soft skills.

Skills

Technical leadership

Mentoring engineers

Cross-functional collaboration

System architecture

Education

Bachelor’s degree in related field

Job description

Staff Software Engineer, Backend (Fraud Decisioning)

Remote Canada

At Affine, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

We are looking for a Staff Engineer to lead projects and initiatives on the Fraud Decisioning team. You’ll be responsible for building tools and systems that empower Affirms fraud fighting capabilities, work with cross-functional teams to adopt and monitor those and use analytics and data driven decisions to further improve the performance and quality of fraud deciders. Our mission is to drive growth while protecting Affirms, buyers, and merchants. We achieve this by leveraging data to evaluate risk at critical points in the user journey, adapting to the ever-changing fraud landscape, and by introducing new fraud-fighting capabilities..

What You’ll Do

• Work across the org to plan and execute large, cross-functional initiatives, including: project definition, technical specification, task break-down, delivery, monitoring, and maintenance.
• Generate simple and elegant designs that are easily deployed and debugged, but anticipate the unhappy path. Write high-quality code that can be easily understood and leveraged by others.
• Review others’ work and provide constructive feedback in order to maintain high and consistent quality standards across teams.
• Lead and mentor engineers to help them succeed and grow. Provide the right context to engineers and train them to take ownership of their respective pieces of the initiative.
• Effectively incorporate needs and opinions from stakeholders, advocate for ideas and initiatives, and create a common understanding where all voices are heard.
• Conduct technical and soft skill evaluations to inform and influence the hiring decisions. Develop and review the technical content and requirements of the interview process.

What We Look For

• 6-10+ years of experience as a software engineer with leadership responsibilities and experience mentoring junior engineers.
• Prior experience architecting, building, launching, coding and maintaining complex systems.
• Passion for working with cross-functional teams including Product, ML,Analytics and Business teams.
• A technical leader and team builder who can mentor the team in software development best practices.
• Expert at synthesizing complex business, product, and technical requirements to consistently produce high quality system designs and software.
• A system architect who can see the big picture and envision how business and product requirements can be broken up into system modules or components.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Base Pay Grade - P

Equity Grade - Canada 7

Employees new to Affine typically come in at the start of the pay range. Affine focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

CAN base pay range per year: $181,000 - $241,000

Location - Remote Canada

This remote role is open only to candidates residing in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island, or Saskatchewan.

Remote-first with flexibility built in

Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affine office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for you

Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affine stock at a discount.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: Affine considers qualified applicants with arrest and conviction records, as required by law.