Sr Global Financial Crimes Investigator

Bank of America; Toronto; On-site; CAD 90,000 - 120,000; Full time

Job summary

Bank of America is seeking an experienced investigator to handle end-to-end investigations or investigations support across lines of business. You will review routine to complex cases, including money laundering and terrorist financing, and liaise with Law Enforcement when required.

Responsibilities include coaching and input to improve case quality, documenting findings, and ensuring compliance with regulatory expectations. Strong Excel skills and AML knowledge are essential.

Qualifications

• Bachelor’s or equivalent work experience required.
• Experience in AML/financial crimes investigations.
• Knowledge of money laundering, sanctions and related typologies.
• Strong Excel skills.

Responsibilities

• Reviews, analyzes, and makes recommendations on investigations, while identifying enhancements to ensure cases meet or exceed closure and quality metrics
• Reviews Activity Intelligence Reports (AIRs) for submission to regulators and/or law enforcement
• Reports facts of the investigation to senior stakeholders and partners with GFC/FLU to resolve investigations
• Performs quality control functions, training, guidance, monitoring scenario development, and testing in an investigative support role
• Supports improvements to investigations and case assignment processes to enhance effectiveness

Skills

Proficiency in Microsoft Excel

Analytical thinking

Investigations experience

Education

Bachelor's degree or equivalent work experience

Job description

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in‑office culture that supports collaboration, engagement, and career development. Our approach includes clear in‑office expectations, while providing an appropriate level of flexibility based on role‑specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact.

Join us!

Job Description

This job is responsible for performing end‑to‑end investigations or investigations support functions of external financial crimes activities across one or more lines of business. Key responsibilities include reviewing routine to complex investigations, including fraud committed by external parties, money laundering, or terrorist financing and acting as the liaison to Law Enforcement as required. Job expectations include providing coaching and inputs to investigators to improve case quality, ensure all cases are sufficiently investigated and findings are adequately documented.

Responsibilities

• Reviews, analyzes, and makes recommendations on investigations, while identifying enhancements to ensure cases meet or exceed closure and quality metrics
• Reviews Activity Intelligence Reports (AIRs) in a timely and accurate manner for submission to regulators and/or law enforcement
• Reports facts of the investigation to senior stakeholders, assisting in identifying potential operational or compliance risks and partners with Global Financial Crimes (GFC) Management and/or Front Line Units (FLU) to resolve investigations
• Performs quality control functions, training, communications, guidance, monitoring scenario development/enhancement input and testing, or law enforcement liaison responsibilities in an investigative support role
• Supports the identification of improvements to the investigations and case assignment processes to enhance the effectiveness of investigative procedures to enhance the effectiveness

Qualifications

• Extensive business and functional experience
• Degree required: Bachelor's or equivalent work experience
• Prior anti‑money laundering / financial crimes investigation experience in a financial institution or government position, as well as 1+ years of AML/Compliance experience and or knowledge of AML typologies
• Proficiency in Microsoft Excel is needed
• Substantial working knowledge of Global Markets products, services, transactions, and client activities, including securities, fixed income, equities, foreign exchange, derivatives, financing, capital markets, and investment banking activities, as applicable
• Demonstrated understanding of money laundering, fraud, terrorist financing and sanctions evasion typologies, red flags, and investigative techniques relevant to Global Markets products, transactions, and client activity
• Substantial working knowledge of Global Payments and correspondent banking products, services, transactions, and corporate and institutional client activities
• Demonstrated understanding of money laundering, fraud, terrorist financing and sanctions evasion typologies, red flags, and investigative techniques relevant to Global Payments and correspondent banking
• Working knowledge of Canadian sanctions requirements, sanctions evasion typologies, indicators, and investigative practices, including the identification and investigation of potential sanctions circumvention, beneficial ownership concealment, intermediary structures, and other sanctions‑related risks

Desired Qualifications

• Additional technical/functional experience (e.g., Industry type): Financial Services and or related government entity
• Certifications: ACAMS – Association of Certified Anti‑Money Laundering Specialists
• Knowledge of Global Markets, Capital Markets, Sales & Trading, Corporate and Investment Banking, including Global Payments, or related businesses
• Experience conducting investigations involving fraud, sanctions exposure, sanctions evasion risk, cross‑border activity, trade‑based money laundering, complex legal entity structures, correspondent banking, securities, and capital markets transactions
• Knowledge of Canadian AML/AT, fraud and sanctions regulatory requirements, including FINTRAC reporting obligations and sanctions‑related investigative expectations
• Ability to analyze large amounts of data, intelligence, and information to detect suspicious activity
• Skills: Coaching Fraud Management Quality Assurance Regulatory Compliance Investigation Management Policies, Procedures, and Guidelines Management Risk Management Issue Management Reporting Written Communications

What Bank of America Offers

Bank of America embodies a culture that extends from how we think, to how we behave, and to how we measure performance. By achieving excellence - in everything we do, every time we do it - we deliver the full value of Bank of America for our clients, our shareholders and our employees. Bank of America places a high value on talent and on maintaining a culture defined by meritocracy. For these reasons, it is deeply committed to professional development, opportunity and accountability at all levels of the organization.

Bank of America is an Equal Opportunity Employer Bank of America encourages applications from all qualified individuals. Applicants with disabilities may notify us of any accommodations needed to support your participation in the recruitment process.

We wish to thank all applicants for their interest and effort in applying. Please be aware that only candidates selected for interviews will be contacted for this position.

Shift: Hours Per Week: 37.5

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well‑being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi‑faced approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

Partnering Locally Learn about some of the ways Bank of America is making a difference in the communities we serve.

Global Impact Learn about the six areas that guide Bank of America’s efforts to help make financial lives better for customers, clients, communities and our teammates.

Opportunity and Inclusion Each employee brings unique skills, background and opinions. We see opportunity and inclusion as our platform for innovation and a key component in our success.

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