Specialist Commercial Portfolio Management (Hybrid)

NATIONAL BANK OF CANADA; Calgary; Hybrid; CAD 70,000 - 90,000; Full time

Job summary

A leading financial institution in Calgary is seeking a Specialist in Commercial Banking. This role involves analyzing credit applications, evaluating financial statements, and recommending appropriate credit structures. Candidates should hold a bachelor's degree and have at least 2 years of experience in commercial lending or credit analysis. The position allows for a hybrid work environment and offers various benefits including health programs and pension plans.

Benefits

Health and wellness program

Flexible group insurance

Generous pension plan

Employee Share Ownership Plan

Employee and Family Assistance Program

Preferential banking services

Qualifications

• At least 2 years of relevant experience in commercial lending or credit analysis.
• Proficiency in financial statement analysis and credit risk management.
• Strong organizational skills and ability to manage competing priorities.

Responsibilities

• Analyze and underwrite credit applications for business clients.
• Evaluate financial statements and assess creditworthiness.
• Recommend credit structures balancing opportunity and risk.
• Monitor client portfolio to optimize credit performance.
• Collaborate with sales team for customized financial solutions.

Skills

Financial statement analysis

Credit risk knowledge

Analytical thinking

Clear communication

Organizational skills

Education

Bachelor's degree in business administration or related field

Tools

Moody’s Financial Analyst

Job description

Attendance Hybrid Job number 28694 Category Professional Status : Permanent Type of Contract Permanent Schedule : Full-Time Full Time / Part Time? Full-Time Posting date 25-Sep-2025 Area(s) of interest : Advisory services, Commercial banking Location(s) : Calgary

A career as a Specialist in our Commercial Banking team at National Bank is to act as a credit expert for a portfolio of business clients. This job allows you to have a positive impact on our organization through your experience in credit analysis, risk management, and client relationships.

Your job

• Analyze and underwrite credit applications for new and existing commercial clients, ensuring they align with the Bank’s risk policies and standards
• Evaluate financial statements and assess creditworthiness to support sound, timely lending decisions
• Recommend appropriate credit structures that balance business opportunity and risk
• Work closely with the sales team to build customized, full-service financial solutions
• Monitor the client portfolio with diligence and identify opportunities to optimize credit performance
• Be open to occasional travel, depending on your place of residence and client location

Your team

You’ll be part of a dynamic and collaborative Commercial Banking team serving clients in Alberta. Our team is known for its entrepreneurial mindset and commitment to delivering a high-quality, personalized client experience.

We aim to offer you maximum flexibility to support your quality of life. This includes a hybrid work environment and a flexible schedule tailored to your professional and personal needs.

The Bank values continuous development and internal mobility. Our personalized training programs, based on learning in action, allow you to master your craft and develop new areas of expertise. Tools such as the Data Academy, language training, the Harvard Learning Center, and coaching and mentoring support are available to you at all times.

Prerequisites

• Hold a bachelor's degree in business administration or a related field, and have at least 2 years of relevant experience in commercial lending or credit analysis
• Demonstrate proficiency in financial statement analysis and sound knowledge of credit risk
• Experience using financial tools such as Moody’s Financial Analyst
• Strong organizational skills with the ability to manage competing priorities effectively
• Comfortable working independently and collaboratively within cross-functional teams

Soft Skills

• Analytical thinking and judgment
• Clear communication and strong interpersonal skills
• Proactive mindset and attention to detail
• Willingness to learn and grow professionally
• Adaptability and solution orientation

Languages

English

Benefits

• Health and wellness program, including many options
• Flexible group insurance
• Generous pension plan
• Employee Share Ownership Plan
• Employee and Family Assistance Program
• Preferential banking services
• Opportunities to get involved in community initiatives
• Telemedicine service
• Virtual sleep clinic

Equal Opportunity Employer.