Software Engineer New Toronto, Ontario, Canada

Pine; Toronto; On-site; CAD 90,000 - 130,000; Full time

Job summary

Pine in Toronto is seeking a Full Stack Developer to design, build, and scale the technology powering our fintech platform. You will work across the stack—from delightful user-facing experiences to robust backend services—bringing speed, reliability, and intelligent tooling to thousands of Canadians.

You will collaborate with product, design, and engineering, leverage React, Next.js, Kotlin, and modern cloud workflows, and contribute to a fast-growing team that values ownership, experimentation,

Qualifications

• Experience building modern web applications in a professional software environment.
• Experience developing backend services with Kotlin, Golang, C#, Java, or Rust.
• Strong API design, distributed systems, and scalable architecture knowledge.
• Experience with Git, PRs, and CI/CD workflows.
• Strong frontend performance optimization and responsive design.

Responsibilities

• Design, build, test, and deploy high-quality full-stack applications.
• Develop responsive UI with React and Next.js.
• Build scalable backend services and APIs using Kotlin.
• Collaborate with Product, Design, and Engineering for excellent UX.
• Participate in architecture, planning, and system design discussions.
• Contribute to shared frontend library and coding standards.

Skills

Web development

Backend services

API design

CI/CD

Frontend performance

Testing / QA

Agile / teamwork

AI coding assistants

Problem solving

Team collaboration

Tools

Git

Kotlin

TypeScript

React

Next.js

AWS

Job description

At Pine, we're on a mission to transform one of Canada's largest financial industries. Buying a home should be exciting - not stressful. That's why we're reinventing the mortgage experience from the ground up with intelligent technology, automation, and exceptional customer experiences.

Since launching, Pine has become one of Canada's fastest-growing fintech companies, managing billions in mortgage volume while building products that make home financing dramatically simpler, faster, and more transparent.

We're proud to have been recognized as one of LinkedIn's Top Startups in Canada for the past two consecutive years, a reflection of both our rapid growth and the incredible team that's building the future of homeownership.

Backed by some of North America's leading venture capital firms, we're building a world-class engineering organization that embraces innovation, ownership, and speed. We believe the best ideas can come from anyone, and we're looking for people who are excited to solve meaningful problems using modern technologies.

About the Role

As a Full Stack Developer, you'll play a key role in designing, building, and scaling the technology powering Pine.

You'll work across the entire product stack - from customer-facing experiences to the backend systems that power our platform - helping deliver products used by thousands of Canadians.

• Frontend: React, Next.js, TypeScript
• Modern cloud infrastructure and CI/CD pipelines
• AI-powered tools and workflows integrated throughout our engineering organization

This is an opportunity to work in a fast-moving startup where your contributions have an immediate impact on both the product and the business.

What You'll Do

• Design, build, test, and deploy high-quality full-stack applications
• Develop modern, responsive user experiences using React and Next.js
• Build scalable backend services and APIs using Kotlin
• Collaborate closely with Product, Design, and Engineering to deliver exceptional customer experiences
• Participate in technical architecture, planning, and system design discussions
• Contribute to our shared component library and frontend architecture
• Write clean, maintainable, well-tested code
• Perform thoughtful code reviews and mentor teammates through constructive feedback
• Troubleshoot production issues and continuously improve application performance and reliability
• Help shape engineering best practices, tooling, and development workflows
• Leverage AI-assisted development tools to improve productivity while maintaining high engineering standards
• Explore opportunities to incorporate AI-powered capabilities into our products and internal platforms

What We're Looking For

• Experience building modern web applications in a professional software engineering environment
• Experience developing backend services with modern typed languages (Kotlin, Golang, C#, Java, Rust)
• Solid understanding of API design, distributed systems, and scalable application architecture
• Experience working with Git, pull requests, and modern CI/CD workflows
• Strong knowledge of HTML, CSS, responsive design, and frontend performance optimization
• A passion for writing clean, maintainable, testable code
• Experience with automated testing and quality assurance best practices
• Strong problem-solving abilities and a continuous improvement mindset
• Excellent communication skills and the ability to collaborate across technical and non-technical teams
• Experience working in agile product teams and thriving in fast-paced startup environments
• Experience working with AI coding assistants such as Cursor, Claude Code, or Codex in software development workflows

Bonus Points

• Experience integrating Large Language Models (LLMs) or AI APIs into production applications
• Experience with cloud platforms such as AWS
• Experience building fintech or other highly regulated software
• Familiarity with observability, monitoring, and performance optimization tools

Why You'll Love Working at Pine

• Join one of LinkedIn's Top Startups in Canada for the second consecutive year
• Build products that are transforming one of Canada's largest industries
• Work with modern technologies and infrastructure including Next.js, Kotlin, AWS, GCP, and AI-powered development tools
• Collaborate with a highly talented and ambitious engineering team
• Make meaningful technical decisions with significant ownership from day one
• Competitive compensation, equity, and comprehensive benefits
• A high-performance culture that values curiosity, continuous learning, and innovation

Our Commitment to Diversity & Inclusion

At Pine, we're committed to building an inclusive workplace where everyone can thrive. We know that diverse perspectives lead to better ideas, stronger teams, and more innovative products.

We welcome applicants from all backgrounds, experiences, identities, and abilities. If you require accommodation at any stage of the recruitment process, please let your recruiter know - we're happy to work with you to ensure an accessible and equitable experience.